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£775,000 Guide Price
Bedrooms
Bathrooms
Located in the highly sought-after West Polberro area of St Agnes, this beautiful modern detached four-bedroom home offers stylish living, generous accommodation, and an enviable position within this popular coastal village. Offered to the market with no onward chain.
The property is entered via a welcoming entrance hallway, with a contemporary ground floor shower room and a useful utility room. At the heart of the home is a fabulous open-plan living/kitchen/dining room, a light and sociable space ideal for modern family life and entertaining. The kitchen is fitted with sleek modern units and solid worktops, while the living area features a wood-burning stove and patio doors opening onto a raised deck the perfect spot for indoor-outdoor living.
To the first floor are four well-proportioned bedrooms, with the principal bedroom benefitting from its own stylish en suite shower room and dressing area. A modern family bathroom serves the remaining bedrooms.
Externally, the property offers off-road parking for multiple vehicles, along with a delightful enclosed rear garden featuring a lawn and raised decked area, providing a private space to relax and entertain.
Comfort is assured with air source underfloor heating, ensuring efficiency and a warm, welcoming home throughout.
The property is currently operated as a successful holiday let and is a superb opportunity to acquire a modern, high-quality family home, investment property or coastal retreat in one of Cornwalls most desirable coastal locations.
Location
The property is situated in West Polberro, St Agnes, a highly desirable area within one of Cornwalls most sought-after coastal villages. St Agnes offers a wide range of amenities including independent shops, cafs, pubs, restaurants, and a primary school, along with a vibrant local community. The property is just a short distance from the stunning beach at Trevaunance Cove, popular with families and surfers alike, and the surrounding countryside and coastal paths provide access to some of the most picturesque scenery in Cornwall. Convenient transport links also make Truro and the A30 easily accessible.
The information provided in this listing, including any details relating to material facts, is offered in good faith and to the best of our knowledge. However, purchasers are strongly advised to satisfy themselves as to the accuracy of any information provided, as these details are not to be relied upon.
We recommend that all informationparticularly relating to boundaries, tenure, planning, covenants, and other legal mattersbe verified by your solicitor upon the commencement of a sale.
Please note, we do not act in the capacity of a Chartered Surveyor. Any comments regarding the construction, condition, or structure of the property are assumptions and should not be treated as statements of fact. We strongly advise that an independent surveyor be instructed to carry out a full inspection for confirmation of these details.
Measurements are approximate and for guidance purposes only. Any items, fixtures, or fittings referred to in these particulars are not necessarily included in the sale unless specifically stated within the Fixtures and Fittings forms provided by the seller and confirmed via the conveyancers.
Information
Tenure: Freehold
There is an estate management charge of approximately 500 per year
The property has 5 years of its ICW structural warranty remaining
Council Tax Band: TBC (currently on business rates) (Source: Cornwall Council Tax Band Checker)
Construction Type: Construction not confirmed by a professional. Please refer to your surveyors comments.
Age of Construction: Not confirmed by a professional. Please refer to your surveyors comments.
Heating: Air Source Underfloor
Water Supply: Mains
Sewage: Private
Electricity: Mains
EPC: 88 (B) Certificate valid until 9 August 2030
Broadband: Superfast 17-1800 mbps
Mobile Signal: Indoor: Likely; Outdoor: Likely (Source: Ofcom EE, Three, O2, Vodafone)
For further material information, please see the relevant section(s) provided by this website.
Map location is not available for this property.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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