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£325,000
Bedrooms
This charming and well presented three-bedroom semi-detached home in a highly desirable location offers a unparalleled blend of space, convenience, and comfort. With the added benefit of your own private driveway & garage, this property provides both privacy and practicality.
Upon entering, your discover a spacious lounge/diner, flooded in natural light, creating a warm and inviting room ideal for family gatherings. The patio doors open directly to the rear garden, offering a seamless connection between indoor and outdoor living and entertaining. The adjacent well-equipped kitchen ensures functionality for everyday use.
The home features two well proportioned double bedrooms upstairs, along with a bathroom featuring a shower over the bath, while the third bedroom is conveniently located on the ground floor, perfect for flexible living arrangements. There is also a ground-floor cloakroom for added convenience. The property benefits from a gas combination boiler.
Outside, the property boasts both a front and rear garden. The rear garden provides a private and sunlit outdoor space, enhanced by a pond with a waterfall, adding a peaceful and tranquil retreat. The front garden enhances the homes kerb appeal, while a summer house in the rear garden offers a place to relax to the sound of birds in your own private sanctuary, there is also a decking area to enjoy summer barbeques.
The location is ideal, with Bridge Farm Primary School and Sunshine Preschool within walking distance, as well as shops, parks, pubs, and bus stops, ensuring excellent connectivity and everyday convenience.
With its thoughtful layout, off-street parking, front and rear gardens, summer house, patio doors, combination boiler, and tranquil pond with a waterfall, this semi-detached home is a fantastic opportunity for those looking to settle in the heart of Whitchurch.
Lounge/Diner - 6.62 x 3.68 into recess (218' x 120' into recess -
Kitchen - 3.94 x 2.44 (1211' x 80') -
Ground Floor Cloakroom - 2.08 x 0.95 max (69' x 31' max ) -
Bedroom One - 4.42 x 3.68 (146' x 120') -
Bedroom Two - 3.50 x 2.97 max (115' x 98' max) -
Bedroom Three - 3.12 x 2.05 (102' x 68') -
Bathroom - 2.28 x 1.68 (75' x 56') -
Tenure - Freehold -
Council Tax Band - D -
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £1,405.52
Total Interest: £180,986.23
Overall Total: £505,986.23
Amortization For Monthly Payment: £1,405.52 over 30 years ( Based on 3.20% Interest )
| Year | Interest | Principal | Balance |
|---|---|---|---|
| 2025 | £10,304.31 | £6,561.89 | £318,438.11 |
| 2026 | £10,091.23 | £6,774.98 | £311,663.13 |
| 2027 | £9,871.22 | £6,994.99 | £304,668.14 |
| 2028 | £9,644.07 | £7,222.14 | £297,445.100 |
| 2029 | £9,409.54 | £7,456.67 | £289,989.33 |
| 2030 | £9,167.39 | £7,698.81 | £282,290.51 |
| 2031 | £8,917.39 | £7,948.82 | £274,341.69 |
| 2032 | £8,659.26 | £8,206.95 | £266,134.74 |
| 2033 | £8,392.75 | £8,473.46 | £257,661.29 |
| 2034 | £8,117.59 | £8,748.62 | £248,912.67 |
| 2035 | £7,833.49 | £9,032.72 | £239,879.95 |
| 2036 | £7,540.17 | £9,326.04 | £230,553.91 |
| 2037 | £7,237.32 | £9,628.89 | £220,925.02 |
| 2038 | £6,924.63 | £9,941.58 | £210,983.44 |
| 2039 | £6,601.79 | £10,264.41 | £200,719.03 |
| 2040 | £6,268.47 | £10,597.74 | £190,121.29 |
| 2041 | £5,924.33 | £10,941.88 | £179,179.41 |
| 2042 | £5,569.00 | £11,297.20 | £167,882.21 |
| 2043 | £5,202.14 | £11,664.06 | £156,218.14 |
| 2044 | £4,823.37 | £12,042.84 | £144,175.31 |
| 2045 | £4,432.30 | £12,433.91 | £131,741.40 |
| 2046 | £4,028.53 | £12,837.68 | £118,903.72 |
| 2047 | £3,611.64 | £13,254.57 | £105,649.15 |
| 2048 | £3,181.22 | £13,684.99 | £91,964.16 |
| 2049 | £2,736.82 | £14,129.39 | £77,834.77 |
| 2050 | £2,277.99 | £14,588.22 | £63,246.55 |
| 2051 | £1,804.26 | £15,061.95 | £48,184.59 |
| 2052 | £1,315.14 | £15,551.07 | £32,633.53 |
| 2053 | £810.14 | £16,056.07 | £16,577.46 |
| 2054 | £288.75 | £16,577.46 | £0.00 |
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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Fri Jun 13 2025
All confirmed! We look forward to speaking with you.
Fri Jun 13 2025
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