4 bedroom semi-detached for sale

£440,000

4

Bedrooms

3

Bathrooms

Floorplan

A perfectly presented four bed, semi detached home situated on the popular Bridles Development. Profiting from stunning views over the countryside with south facing rear garden, garage and parking this home is ready for its new owners.

This delightful house is set over three floors with each floor contributing to the fantastic living space and style this property offers.
To the ground floor is the contemporary open plan living space opening into kitchen area. The kitchen itself benefits from a bay fronted window giving a glimpse of the terrific rolling countryside beyond alongside Quartz worktops, integrated Lamona appliances and double oven with induction Hob, making this the perfect place to host family and friends.
To the rear of the living space we have French doors leading out to the low maintenance south facing garden, laid with slate patio and artificial grass. Completing the ground floor is the cloakroom toilet and sink.
Leading up to the first floor we find three bedrooms, two of which are spacious doubles with the third bedroom currently used as a home office but would also be perfect as a single bedroom or nursery space. The modern family bathroom is predominantly tiled with contrasting dark tiles against the classic white three piece suite.
The top floor is reserved for arguably the best room in the house...A true master bedroom, spanning and impressive 24 x 126 with a sleek shower room en-suite and of course the impressive views across the fields surrounding BS14 and beyond.
The garage is set behind the property with access given via a garden gate with a parking space allocated to the front of the garage door. Additional parking is used by the current owners running along the side of the property.

Bedroom One - 7.32 x 3.8 (240' x 125') -

En Suite - 2.43 x 1.86 (711' x 61') -

Bedroom Two - 4.2 x 2.83 (139' x 93') -

Bedroom Three - 3.82 x 2.83 (126' x 93') -

Bedroom Four - 2.37 x 2.01 (79' x 67') -

Bathroom - 2.00 x 1.71 (66' x 57') -

Open Plan Kitchen/Living Space -

Wc -

Garage -

Council Tax Band - D -

Tenure - Freehold -

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 365700

Mortgage Loan to Value

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Gross Yield

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Annual ROI

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Annual Rental Profit

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Cumulative Rental Profit

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Cost of Purchase

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  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 11000
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 35700
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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£
  %

This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

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  %

This is the assumed rate of house price inflation.

Final Property Value

£

This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

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