5 bedroom detached for sale

£1,100,000

5

Bedrooms

3

Bathrooms

Floorplan

Situated on arguably one of the most sought after premier roads located on the north side of Upminster Town Centre, we are delighted to offer to the market this five bedroom detached house benefitting for being sold with no onward chain

Schools in the area are excellent and include Engayne Primary School, Hall Mead Secondary School, the renowned Coopers Company and Coborn School and the Ofsted rated 'Outstanding' Sacred Heart of Mary Girls School. Further information can be sourced via (using the Postcode RM14).

Upminster Town Centre offers a wide variety of shops including high street chains such as Holland & Barrett, Waitrose, Aldi, M&S Food, Costa Coffee, Boots, Caf Nero and Roomes, the long established department store. There are also many cafes and local restaurants.

One of Upminsters main attractions to residents is its unbeatable commuter links. Fenchurch Street in the heart of the City can be reached in as little as 20 minutes via the c2c service from Upminster Station (less than a 10 minute walk from the property), which is also served by the District Line. Travelling by road just 2 miles from the Town Centre will take you to J29 of the M25.

ACCOMMODATION WITH APPROXIMATE ROOM SIZES:
Enter through wooden leaded opaque glass panelled door into:

LOBBY:
Leaded opaque windows to front and flank, internal wooden glass panelled double doors leading into:

ENTRANCE HALL:
Parquet flooring, carpeted staircase to first floor landing with storage cupboard under, further storage cupboard, radiator, doors leading to lounge, kitchen, study and ground floor shower room.

L-SHAPED LOUNGE: 1711' into bay (narrowing to 107') x 266' (narrowing to 143')
Carpeted flooring, polished stone fireplace with electric feature fire inset, two double glazed leaded windows and double glazed leaded door to rear and double glazed leaded window to flank, three radiators.

DINING ROOM: 123' x 119'
Laminate flooring, two double glazed skylights, radiator, double glazed doors leading to the rear garden, door leading to utility room.

KITCHEN: 140' x 811'
Tiled flooring, range of fitted wall and base units with roll top work surfaces and tiled splashbacks, 1 bowl stainless steel sink and drainer unit with mixer tap, spotlighting to ceiling, integrated double oven, microwave, electric hob, dishwasher and fridge, radiator, double glazed leaded window to rear, door leading into dining room.

UTILITY ROOM: 119' x 65'
Laminate flooring, range of fitted wall and base units, stainless steel sink and drainer unit with mixer tap, plumbing for automatic washing machine, two double glazed skylights, radiator, wooden opaque leaded glass panelled door to front.

STUDY: 119' into bay x 811'
Carpeted flooring, double glazed leaded windows to front and flank, radiator.

GROUND FLOOR SHOWER ROOM/WC: 82' x 54'
Tiled flooring, part tiled walls, shower cubicle, wash hand basin with vanity unit under, low level flushing WC, heated towel rail, double glazed leaded opaque window to front.

LANDING:
Carpeted flooring, storage cupboard, loft access, opaque leaded double glazed window to front, radiator, doors leading to all first floor rooms.

PRINCIPAL BEDROOM : 176' to wardrobes x 132' (narrowing to 95')
Carpeted flooring, built-in wardrobes, coving and spotlights to ceiling, doors to ensuite bathroom, double glazed windows to rear and flank.

ENSUITE BATHROOM: 146' x 73'
Suite comprising panelled bath with Victorian style tap and shower attachment, shower cubicle, pedestal wash hand basin, low level flushing WC, bidet, wall mounted storage cupboard and drawers, part tiled walls, two heated towel rails, double glazed leaded window to front.

BEDROOM TWO: 142' x 96' to wardrobes
Carpeted flooring, built-in wardrobes and storage cupboards with wash hand basin, radiator, double glazed leaded window to rear.

BEDROOM THREE: 110' x 811'
Carpeted flooring, built-in wardrobe, wash hand basin with vanity unit, radiator, double glazed leaded window to rear.

BEDROOM FOUR: 99' x 85'
Carpeted flooring, built-in wardrobe, coving to ceiling, radiator, double glazed window to front.

BEDROOM FIVE: 99' x 811'
Carpeted flooring, radiator, double glazed leaded window to front.

SHOWER ROOM/WC: 810' x 610'
Tiled flooring, part tiled walls, shower cubicle, wash hand basin with vanity unit under, low level flushing WC, heated towel rail, double glazed leaded opaque window to rear.

FRONT GARDEN:
Block paved driveway with off-street parking up to four cars, main garden laid to lawn with mature planting, side access, access to garage with electric up and over door.

REAR GARDEN: 610 x 300'
Patio area, main garden laid to lawn with mature planting.

EPC Rating: D
Current Council Tax Band: G

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 906450

Mortgage Loan to Value

%

Gross Yield

%

Annual ROI

%

Annual Rental Profit

£

Cumulative Rental Profit

£

Cost of Purchase

£
  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 27500
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 81450
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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  %
  %
£
  %

This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

Adjust these figures

  %

This is the assumed rate of house price inflation.

Final Property Value

£

This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

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