4 bedroom semi-detached for sale

£1,375,000

4

Bedrooms

2

Bathrooms

We are favoured with instructions to sell this charming four bedroom halls adjoining semi-detached property situated in a highly sought after turning, north of Upminster Town Centre. The property boasts many fine features and an internal viewing is highly recommended.

Upminster is known for the quality of its schools and situated near the property are Engayne Primary School, Hall Mead School and The Coopers Company and Coborn School. Further information can be sourced via (using the Postcode RM14).

As already mentioned, Upminster Town Centre offers a wide variety of shops including high street chains such as Holland & Barrett, Waitrose, Aldi, M&S Food, Costa Coffee, Boots, Caf Nero and Roomes, the long established department store. There are also many cafes and local restaurants.

One of Upminsters main attractions to residents is its unbeatable commuter links. Fenchurch Street in the heart of the City can be reached in as little as 20 minutes via the c2c service from Upminster Station, which is also served by the District Line. Travelling by road just 2 miles from the Town Centre will take you to J29 of the M25.

ACCOMMODATION WITH APPROXIMATE ROOM SIZES:

ENTRANCE PORCH:
Double glazed leading to original wooden front door.

ENTRANCE HALL:
Double French doors leading to the dining room, staircase to first floor landing, coved cornice, ceiling rose, radiator.

LOUNGE: 1211' x 160' into bay
Feature fireplace with gas fire, double glazed leaded bay window to front, coved cornice, ceiling rose, two radiators.

DINING ROOM: 1310' x 1411'
Double glazed leaded bay window overlooking the rear garden, coved cornice, ceiling rose, radiator, opening into:

KITCHEN: 101' x 182'
Solid Oak flooring, dual aspect double glazed windows overlooking the rear garden, a range of fitted wall and base units with contrasting work surface areas, part tiled walls, double Zanussi eye level oven, six burner gas hob with extractor hood over, plumbing for dishwasher, single bowl sink and drainer unit, modern radiator.

LINK ATTACHED OFFICE (TO GARAGE): 86' x 97'
Double glazed leaded window overlooking the garden, power, radiator.

GROUND FLOOR CLOAKROOM:
Low level flushing WC, wash hand basin, tiled walls, extractor fan.

MASTER BEDROOM: 152' x 154'
Double glazed leaded window to front, fitted wardrobes, large storage cupboard, coved cornice, ceiling rose, radiator.

ENSUITE BATHROOM:
Panelled bath with shower, vanity wash hand basin, low level flushing WC, bidet, tiled walls, skylight, radiator.

BEDROOM TWO: 106' x 1111' to wardrobes
Double glazed leaded bay window to front, fitted wardrobes, coved cornice, two radiators.

BEDROOM THREE: 162' x 111'
Double glazed leaded window overlooking the garden, fitted wardrobes, coved cornice, radiator.

BEDROOM FOUR: 74' x 101'
Double glazed leaded window to front, fitted wardrobes, radiator.

FAMILY BATHROOM/WC:
Four piece white suite comprising panelled bath, walk-in shower, pedestal wash hand basin, low level flushing WC, part tiled walls, tiled flooring, opaque double glazed leaded window overlooking the rear garden, heated towel rail.

FRONT GARDEN:
Large frontage with block paved driveway for the parking of multiple vehicles, part laid to lawn with mature shrubs and large willow tree.

DOUBLE GARAGE: 151' x 230'
Up and over door, power, plumbing for automatic washing machine.

REAR GARDEN: 78 Ft. (max.)
Commencing with a block paved patio area leading to the lawn which has mature shrubs to borders, garden shed, outside tap.

EPC Rating: D
Current Council Tax Band: G

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 1147075

Mortgage Loan to Value

%

Gross Yield

%

Annual ROI

%

Annual Rental Profit

£

Cumulative Rental Profit

£

Cost of Purchase

£
  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 34375
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 115825
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

Adjust these figures

  %
  %
£
  %

This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

Adjust these figures

  %

This is the assumed rate of house price inflation.

Final Property Value

£

This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

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