4 bedroom detached for sale

£1,575,000

4

Bedrooms

2

Bathrooms

Floorplan

Located on the favoured North side of Upminster in a highly regarded residential turning is this attractive detached family house. The property provides spacious and well planned accommodation, enjoys a Westerly facing rear garden and is also being sold with the benefit of no onward chain.

Schools in the area are excellent and include the renowned Coopers Company and Coborn School, the Ofsted rated 'Outstanding' Hall Mead School, Upminster Infant School and Upminster Junior School.

Upminster Town Centre offers a wide variety of shops including high street chains such as Holland & Barrett, Waitrose, Aldi, M&S Food, Costa Coffee, Boots, Caf Nero and Roomes, the long established department store. There are also many cafes and local restaurants.

One of Upminsters main attractions to residents is its unbeatable commuter links. Fenchurch Street in the heart of the City can be reached in as little as 20 minutes via the c2c service from Upminster station, which is also served by the District Line. Travelling by road just 2 miles from the town centre will take you to J29 of the M25 with links to London and the wider motorway network.

SPACIOUS ENTRANCE HALL: 230' x 119' (max. measurement)
Attractive return staircase to first floor landing with storage cupboard under, wood laminate flooring, ornate cornice, personal access to garage.

GROUND FLOOR CLOAKROOM:
Opaque double glazed leaded light window to flank, low level flushing WC and pedestal wash hand basin, partially ceramic tiled walls, coved cornice, radiator.

LOUNGE: 1711' x 145'
Twin double glazed leaded light doors and matching side lights opening to rear garden, two opaque double glazed leaded light windows to flank, an attractive brick built fireplace with timber surround and wood burner, ornate cornice, wall light points, radiator, power points.

DINING ROOM: 1410' x 112' into double glazed leaded light bay window to front
Feature fireplace with fitted coal effect gas fire, ornate cornice and ceiling rose, opaque double glazed leaded light window to flank, radiator, power points.

STUDY: 1110' x 70'
Double glazed leaded light window to rear, ornate cornice and ceiling rose, radiator, power points.

FITTED KITCHEN/BREAKFAST ROOM: 164' x 110'
Twin double glazed leaded light doors and matching side lights leading to the rear garden, opaque double glazed leaded light window to flank, 1 bowl single drainer stainless steel sink unit with mixer tap, four place Smeg gas hob with extractor hood above, Bosch split level oven and microwave, a range of fitted base and wall cabinets offering contrasting work surface areas, integral refrigerator and freezer, integral dishwasher, ornate cornice and inset ceiling lighting, partially ceramic tiled walls, radiator, power points, door leading to:

UTILITY ROOM: 112' x 50'
Door to flank, single bowl single drainer sink unit, plumbing for automatic washing machine, radiator, power points.

GALLERIED LANDING:
Double glazed leaded light window to front, ornate cornice and ceiling rose, radiator, cupboard housing hot water cylinder.

MASTER BEDROOM: 1611' x 109'
Double glazed leaded light window to rear, fitted vanity and draw units, coved cornice and centre rose, radiator, power points, door leading to:
ENSUITE SHOWER ROOM/WC:
Opaque UPVC double glazed leaded light window to flank, white suite comprising independent shower cubicle, vanity hand wash basin, low level flushing WC and bidet, partially ceramic tiled walls, inset ceiling lighting, radiator.
DRESSING ROOM: 90' x 70'
Double glazed leaded light window to rear, radiator, power points.

BEDROOM TWO: 139' x 113' (max. measurements)
Double glazed leaded light window to front and flank, fitted double wardrobes, coved cornice and ceiling rose, radiator, power points, door leading to:
ENSUITE WC:
Opaque double glazed leaded light window to flank, vanity hand wash basin and low level flushing WC, radiator.

BEDROOM THREE: 159' x 910'
Double glazed leaded light window to front, double fitted wardrobes, coved cornice and ceiling rose, radiator, power points.

BEDROOM FOUR: 118' x 114' (plus door recess)
Double glazed leaded light window to rear, coved cornice and ceiling rose, radiator, power points, door leading to:
DRESSING ROOM: 76' x 62'
Opaque double glazed leaded light window to flank, access to loft space with fold down ladder - the loft area benefits from having two double glazed Velux windows to the rear and offers excellent potential for a loft conversion subject to Planning Permission.

FAMILY BATHROOM/WC:
Opaque double glazed leaded light window to flank, white suite comprising panelled bath with shower mixer over, independent shower cubicle, twin vanity hand wash basins and low level flushing WC, partially ceramic tiled walls, inset ceiling lighting, radiator/towel rail.

The property also benefits from a large boarded loft accessed from the first floor landing.

REAR GARDEN:
As previously mentioned the property enjoys an Westerly facing rear garden commencing with an attractive patio which has outside lighting and steps leading to the lawn, there is a personal side access to either side of the property, the remainder of the garden is predominantly laid to lawn which has numerous flower beds stocked with many mature shrubs and trees, there is a timber summer house/shed and an outside tap.

GARAGE:
The house benefits from having a sweep in and out driveway providing access to the garage and also offering additional off road parking.

EPC Rating: D
Current Council Tax Band: G



Features
  • Freehold

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 1323575

Mortgage Loan to Value

%

Gross Yield

%

Annual ROI

%

Annual Rental Profit

£

Cumulative Rental Profit

£

Cost of Purchase

£
  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 39375
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 142325
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

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This is the assumed rate of house price inflation.

Final Property Value

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This is the property value at the end of the investment based on an assumed rate of % house price inflation.

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