4 bedroom semi-detached for sale

£650,000 Offers in excess of

4

Bedrooms

2

Bathrooms

Floorplan

Beautiful Modern Semi-Detached Cottage with One Bedroom Annexe in Picturesque Hartlip Village.

Nestled in the heart of the picturesque village of Hartlip, this beautifully presented, move-in ready modern cottage with a versatile one-bedroom annexe offers stunning scenic views over open paddocks and easy access to countryside walks right on your doorstep. Perfect for multi-generational living, guest accommodation, or a private workspace, the annexe provides exceptional flexibility in a truly idyllic setting. The ground floor welcomes you with a spacious entrance hall leading to a convenient cloakroom/WC and a light-filled open-plan kitchen and living area. The kitchen features a stylish central island and integrated appliances, including a dishwasher and fridge freezer, while bi-fold doors open onto the garden, filling the space with natural light. A log burner adds warmth and character, creating a perfect setting for relaxing or entertaining. You also benefit from a separate reception/dining room and a handy utility room. Upstairs, youll find three generously sized double bedrooms and a luxurious family bathroom complete with a four-piece suite, including a separate bath and shower. The ground floor of the annexe has its own living area with kitchenette and direct access to the garden through bi-fold doors. Upstairs the spacious bedroom benefits from built-in wardrobes and a modern en-suite shower room. Externally, the rear garden offers an ideal mix of paved, decked, and lawn areas, all overlooking the peaceful farmers paddock beyond. To the front, a low maintenance paved driveway provides parking for multiple vehicles. Perfectly located for commuters, the property has easy access to the A2/M2, nearby amenities, and is just a short walk from the local village pub. Surrounded by beautiful countryside walks and breathtaking views, this stunning home combines rural charm with modern comfort. This exceptional property wont be on the market for long, contact the Greyfox Sales Team in Rainham today to arrange your viewing.

Note -The loft has spray foam insulation which can boost energy efficiency, and the vendors will provide a specialist report conforming to the PCA inspection protocol March 2023. However buyers should check their lender requirements with their mortgage advisor before making a formal offer.

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Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 538950

Mortgage Loan to Value

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Gross Yield

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Annual ROI

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Annual Rental Profit

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Cumulative Rental Profit

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Cost of Purchase

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  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 16250
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 51450
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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  %

This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

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  %

This is the assumed rate of house price inflation.

Final Property Value

£

This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

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