4 bedroom detached for sale

£1,000,000 Offers in excess of

4

Bedrooms

2

Bathrooms

Floorplan

Set back from the road at the end of a cul-de-sac, the property is accessed via the main entrance hall which offers admittance to the principal downstairs rooms. The generous sitting room provides direct access to the rear garden, patio, and dining room, the family room/study is located at the front of the property along with a guest WC and an eat-in kitchen with ample storage cupboards and worktop space, leading directly to the utility room with a door to the sideway. The first floor has four bedrooms one of which is ensuite with the remaining three serviced by the family bathroom.

Outside

The delightful rear garden is mostly laid to lawn bounded by boarders filled with shrubs, flowers, plants, and trees. The patio is perfect for outside entertaining and alfresco dining, whilst the front garden is laid to lawn with a driveway providing off-street parking and direct access to the garage.

Situation

Surrounded by peaceful woodland and mature countryside, Claygate is a haven for walkers and cyclists looking to get away from the hustle and bustle of the city whilst being in easy reach of Central London. Sought after due to the exceptional links to London and the community feel, Claygate has the perfect balance of rural living and convenience, with nearby Esher and Surbiton offering a wealth of individual shops and restaurants as well as more practical convenience stores for everyday essentials. Recreational activities are plentiful with Surbiton Golf Course, Elmbridge Rugby Club and Esher Cricket Club nearby. Claygate also has a wealth of green spaces with characterful public houses carefully placed to best enjoy the English Summertime or a cosy Winter meal by an open fire.

Property Ref Number:

HAM-57563

Features
  • Freehold

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 818950

Mortgage Loan to Value

%

Gross Yield

%

Annual ROI

%

Annual Rental Profit

£

Cumulative Rental Profit

£

Cost of Purchase

£
  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 25000
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 68950
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

Adjust these figures

  %
  %
£
  %

This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

Adjust these figures

  %

This is the assumed rate of house price inflation.

Final Property Value

£

This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

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