5 bedroom detached for sale

£3,000,000 Guide Price

5

Bedrooms

3

Bathrooms

Floorplan

The property is entered via a generous entrance hall that provides access to the study, perfect for conducting business at home. The main living area of this unique property is found on the lower ground floor and offers a remarkable space with open plan kitchen breakfast room connecting to 3 distinct reception dining areas with doors leading on to the rear garden and with underfloor heating. The indoor swimming pool complex complete with shower room is found on this floor as well as a utility, boiler room and enormous storeroom. The ground floor not only houses the study but also a workshop, two bedrooms, a bathroom, utility room, storage, access to the garage.
Accessed by stairs or lift the principal bedroom occupies the whole of the second floor and offers a generous bedroom with dressing room and spacious and modern bathroom with separate shower unit and whirlpool bath with TV, from the bedroom there is direct access to the roof terrace affording far reaching views. The first floor completes the accommodation with two further ensuite bedrooms and a triple aspect reception room with door opening onto a balcony overlooking the atrium.

Outside

The rear garden is currently a blank canvas with a raised terrace providing a superb place to entertain being directly accessible from the kitchen and main living spaces. From the terrace there is a slope down to the main part of the garden, perfect for those who enjoy gardening or for children to play while being overseen by those on the viewing platform of the terrace.

Situation

Ruxley Crescent is located in Ruxley Heights private estate off Stevens Lane and is close to Claygate Common. The village is approximately 1 mile away and benefits from a thriving shopping parade offering a wide range of shops including butchers, bakers, newsagent, furniture stores and a chemist. The station is also here and offers a regular service to Waterloo. The local area offers a wide range of sports and recreational facilities; golf courses, tennis clubs and horse lovers are well catered for with many stables nearby as well as both public footpaths and bridleways. Local independent and state schools include: Claygate Primary, Rowan and Shrewsbury Lodge.

Property Ref Number:

HAM-57156

Additional Information

Estate Management Charge - 200 PA

Features
  • Freehold

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 2598950

Mortgage Loan to Value

%

Gross Yield

%

Annual ROI

%

Annual Rental Profit

£

Cumulative Rental Profit

£

Cost of Purchase

£
  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 75000
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 348950
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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  %
  %
£
  %

This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

Adjust these figures

  %

This is the assumed rate of house price inflation.

Final Property Value

£

This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

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