6 bedroom detached for sale

£1,795,000

6

Bedrooms

4

Bathrooms

Floorplan

Upon entering, you are welcomed by a grand entrance hall leading to two beautifully proportioned reception rooms, ideal for both formal entertaining and relaxed family living. The spacious kitchen, complete with a utility room, flows effortlessly into a delightful conservatory, providing a bright and airy space overlooking the garden. A garage and additional storage areas add to the practicality of this home.The first floor boasts three generously sized bedrooms with built in storage as well as a family bathroom. The principle bedroom further benefits from an en-suite bathroom and bay window enhancing the practicality and charm. Ascending to the second floor, youll find three further bedrooms, including an additional bathroom and ample storage. Externally, the property benefits from a beautifully garden, offering a perfect balance of greenery and space for outdoor living - ideal for al fresco dining or summer gatherings.

Situation

Geneva Road is conveniently situated for access to both Kingston and Surbiton town centres with their array of shops, restaurants and transport links. Kingston station is just 0.8 miles away and Surbiton station is just under a mile away with a frequent, fast service to London Waterloo, making it an ideal location for commuters. Kingston riverside walk and town centre is just over half a mile away and the Kingston Gate entrance to Richmond Park is only 1.7 miles away, as well as Bushy Park, Home Park and Canbury Gardens also being within easy reach. Nearby attractions such as Hampton Court Palace and Maple Road, with its farmers market and selection of independent cafes, pubs and shops, provide additional leisure opportunities. Surbiton and Kingston both boast well-regarded schools, active local organisations, and numerous community events.

Property Ref Number:

HAM-0649

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 1520475

Mortgage Loan to Value

%

Gross Yield

%

Annual ROI

%

Annual Rental Profit

£

Cumulative Rental Profit

£

Cost of Purchase

£
  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 44875
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 174225
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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  %
  %
£
  %

This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

Adjust these figures

  %

This is the assumed rate of house price inflation.

Final Property Value

£

This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

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