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£2,500,000
Bedrooms
Bathrooms
At the front of the property is the first reception room with large windows letting in plenty of natural light, currently being used as a study. On the opposite side of the hallway is access into the integral garage. Further down the hallway is a cloakroom and useful utility room. The back of the property opens up into a bright and spacious kitchen/dining/reception room with skylight above the dining space, kitchen island and two sets of bi-folding doors opening out onto an outdoor seating area. Upstairs on the first floor is a family bathroom and three bedrooms, two with built in storage and the principle bedroom with two walk in wardrobes and an en suite bathroom with separate shower. The second floor comprises a shower room, a further bedroom and a study, as well as eaves storage and plant room. The basement of this property has been beautifully converted into a further family living area with space for a seating area, storage and a bar. On this level is also a shower room, a bedroom and a gym. At the front of the property is a driveway and well maintained front garden, as well as side access on both sides through to the rear garden.
Outside
The two sets of bi-folding doors from the reception/dining area of the kitchen, which lead onto the decked seating area, create an amazing space for entertaining and bringing outdoor and indoor living together. The decked seating area is lined with raised borders on one side and steps up leading to a well maintained, mature garden with lawned area and storage shed at the end.
Situation
The property is located in Southborough conservation area and has convenient access to both Surbiton and Kingston town centres with their array of shops, restaurants and transport links. Surbiton station is just 0.6 miles away with a frequent fast service to London Waterloo. Surbiton and nearby Kingston, Wimbledon and Hampton are renowned for their excellent state and independent schools.
Property Ref Number:
HAM-45179Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £10,811.67
Total Interest: £1,392,201.79
Overall Total: £3,892,201.79
Amortization For Monthly Payment: £10,811.67 over 30 years ( Based on 3.20% Interest )
| Year | Interest | Principal | Balance |
|---|---|---|---|
| 2025 | £79,263.96 | £50,476.10 | £2,449,523.90 |
| 2026 | £77,624.82 | £52,115.24 | £2,397,408.65 |
| 2027 | £75,932.45 | £53,807.61 | £2,343,601.05 |
| 2028 | £74,185.13 | £55,554.93 | £2,288,046.12 |
| 2029 | £72,381.06 | £57,358.99 | £2,230,687.12 |
| 2030 | £70,518.42 | £59,221.64 | £2,171,465.48 |
| 2031 | £68,595.28 | £61,144.78 | £2,110,320.70 |
| 2032 | £66,609.69 | £63,130.37 | £2,047,190.33 |
| 2033 | £64,559.63 | £65,180.43 | £1,982,009.90 |
| 2034 | £62,442.99 | £67,297.07 | £1,914,712.83 |
| 2035 | £60,257.61 | £69,482.44 | £1,845,230.38 |
| 2036 | £58,001.27 | £71,738.79 | £1,773,491.60 |
| 2037 | £55,671.66 | £74,068.40 | £1,699,423.20 |
| 2038 | £53,266.40 | £76,473.66 | £1,622,949.54 |
| 2039 | £50,783.03 | £78,957.03 | £1,543,992.51 |
| 2040 | £48,219.02 | £81,521.04 | £1,462,471.47 |
| 2041 | £45,571.74 | £84,168.32 | £1,378,303.15 |
| 2042 | £42,838.50 | £86,901.56 | £1,291,401.59 |
| 2043 | £40,016.50 | £89,723.56 | £1,201,678.03 |
| 2044 | £37,102.86 | £92,637.20 | £1,109,040.83 |
| 2045 | £34,094.60 | £95,645.46 | £1,013,395.37 |
| 2046 | £30,988.65 | £98,751.40 | £914,643.96 |
| 2047 | £27,781.85 | £101,958.21 | £812,685.75 |
| 2048 | £24,470.91 | £105,269.15 | £707,416.60 |
| 2049 | £21,052.44 | £108,687.62 | £598,728.98 |
| 2050 | £17,522.97 | £112,217.09 | £486,511.90 |
| 2051 | £13,878.89 | £115,861.17 | £370,650.72 |
| 2052 | £10,116.47 | £119,623.59 | £251,027.13 |
| 2053 | £6,231.87 | £123,508.19 | £127,518.94 |
| 2054 | £2,221.12 | £127,518.94 | £0.00 |
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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Thu May 15 2025
All confirmed! We look forward to speaking with you.
Thu May 15 2025
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