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£645,000
Bedrooms
Bathrooms
A splendid FIVE BEDROOM DETACHED character property, offered with NO ONWARD CHAIN, located in the highly desirable village of Northowram. The residence offers spacious living combined with an array of period features, garage and ample off road parking to create the perfect family home.
Available with NO ONWARD CHAIN this magnificent five bedroom detached period home is ideally located in the much sought after location of Northowram which benefits from numerous local amenities, Primary School and excellent transport links. The property itself, which is believed to date back to the 1750s, has been developed over time to create one vast family residence having initially been a collection of smaller houses. Blending fabulous character features with modern home comforts, we offer a rare opportunity to acquire one of the most recognisable and historic homes in Northowram.
EPC RATING - D
COUNCIL TAX BAND - F
Ground Floor -
Entrance - A covered entrance leads in to the dining room.
Dining Room - Accessed through a timber door with feature etched glass panes, a splendid dining hall with exposed beams to the ceiling, a triple glazed window to the front elevation, a central heating radiator, Karndean flooring and stairs to the first floor. As you pass through to the sitting room there is a useful under stairs storage cupboard.
Sitting Room - A delightful reception room, again with exposed beams to the ceiling, with a multi-fuel burning stove, triple glazed window, Karndean flooring and two central heating radiators.
Lounge - A more formal lounge with triple glazed windows to both front and side elevations allowing an abundance of natural light to flood the space. There is a spectacular, original fitted bookshelf and window seating piece with useful storage within. Exposed beams to the ceiling, Karndean flooring, central heating radiator and an inset gas fire with decorative surround and hearth.
Dining Kitchen - A high quality kitchen area fitted with a range of wall and base units with a contrasting granite surface over which extends to form a breakfast bar seating area. Integrated appliances include a fridge, dishwasher, Neff microwave, double electric Neff oven, and a heated Neff warming drawer. Furthermore a five ring gas hob with a stylish extractor fan over. The room has two triple glazed windows, a central heating radiator and Limestone flooring.
Utility Room - Spacious utility area which has two Velux windows to the pitched ceiling. The limestone flooring, fitted units and granite work surfaces continue from the kitchen to provide ample storage options and include an integrated Siemens wine cooler and plumbing for washing facilities. There is a triple glazed window, door to the rear elevation and a beautiful stained glass panelled door leading to the lounge.
W.C - Located off the utility room, a ground floor cloakroom with a low flush W.c and hand wash basin.
Integral Garage - Large double garage accessed via a door from the utility area internally and from the front elevation through an electric powered door. The garage has a tiled floor, central heating radiator, a water tap and offers plentiful space for storage with the added bonus of further storage options within the loft space.
First Floor -
Landing - The first of two landings, accessed from the stairs in the dining room. Double glazed window and loft access.
Bedroom - Large double bedroom to the front elevation with triple glazed window and a central heating radiator.
Walk In Wardrobe - Generously sized walk in wardrobe providing ample wardrobe space.
Bedroom - Double bedroom to the rear elevation with two double glazed windows, a central heating radiator and a range of fitted bedroom furniture providing wardrobe and desk/office space.
Bedroom - Double bedroom to the front elevation, again with fitted bedroom furniture and desk/office space ,a central heating radiator and a triple glazed window.
Bathroom - A magnificent house bathroom fitted with a four piece suite in white comprising of a low flush W.c, hand wash basin, bath and shower set within a glass screened cubicle. The room has two triple glazed windows, central heating radiator, heated towel rail and herringbone style luxury vinyl flooring
Landing - A second landing, this one with stairs from the lounge with a triple glazed window and loft access.
Bedroom - Another double bedroom with a range of fitted bedroom furniture. Triple glazed window and a central heating radiator.
Bedroom - A fifth bedroom, currently utilised as a home office with a triple glazed window and a central heating radiator.
Shower Room - Shower room , with sink and WC, a double radiator, heated towel rail, and 2 windows.
External - Set on a large plot the property has extensive gardens to the rear surrounded by established woodland which offer various vantage points to enjoy the semi rural location with patio area and storage shed. To the side there is a paved and decked area surrounded by an array of mature plants and shrubs giving a courtyard feel and providing a pleasant space for entertaining guests. Septic tank. On the other side of this fabulous home, there is access to the double garage and further off road parking for several vehicles.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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