2 bedroom semi-detached for sale

£170,000

2

Bedrooms

1

Bathrooms

Floorplan

''TWO BEDROOM SEMI-DETACHED'' ''LARGE GARDEN TO REAR'' ''OFF-STREET PARKING''

HAMILTON BOWER are pleased to welcome to the market FOR SALE this well-presented TWO BEDROOM SEMI-DETACHED with off-street parking located in the popular residential area of Wibsey, Bradford. With its two double bedrooms, off-street parking and large garden to the rear, we expect this property to be popular with a wide range of prospective buyers looking for a property in the area. Internally comprising; entrance hall, utility area, kitchen, dining room, living room, conservatory, two double bedrooms and house bathroom. Externally the property has a driveway to accommodate a minimum of two cars, a garden to front and a large private garden to the rear. The property benefits from gas central heating and double glazing throughout.

TO VIEW THIS PROPERTY CONTACT HAMILTON BOWER TODAY !

Ground Floor -

Kitchen - Well-presented kitchen to the front of the property with accompanying utility area and a view to the rear garden.
The kitchen is fitted with matching white gloss wall and base units with contrasting worktops.
Appliances include - sink with drainer, hob with oven/grill and dishwasher.

Utility Area - Utility area leading off the kitchen with rear access door to the garden.
The utility area has a mounted worktop and plumbing for appliances.

Dining Room - Open-plan dining room with doors through to the conservatory and leading onto the living space.
A good-sized table and chairs can be accommodated here as seen.

Living Room - Open-plan living room with a central fireplace and double windows overlooking the front garden.
The living room can accommodate a large suite and dresser as seen.

Conservatory - Conservatory to the rear of the property with double doors onto the rear garden.
A large suite can be accommodated acting as an ideal sun room.

Bedroom - Downstairs double bedroom with accompanying WC.
The bedroom can accommodate a large bed with wardrobes and dressing furniture.

First Floor -

Bedroom - Master bedroom with a view to the front of the property and full length fitted wardrobes.
The master can accommodate a large bed and dressing area as seen.

Bathroom - House bathroom with matching white four-piece suite as seen - walk-in shower, bath, wc and wash basin.

External -

Front Garden - Lawned front garden with surrounding shrubs and boundary wall.

Rear Garden - Large rear garden with access from the utility area and conservatory.
The garden is finished to a high standard with a large decking area, central lawn, garden shed and offers great privacy and a sun trap.

Driveway - Driveway leading to the side of the property which can accommodate a minimum of two cars.



Features
  • Freehold

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 134450

Mortgage Loan to Value

%

Gross Yield

%

Annual ROI

%

Annual Rental Profit

£

Cumulative Rental Profit

£

Cost of Purchase

£
  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 4250
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 6950
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

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This is the assumed rate of house price inflation.

Final Property Value

£

This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

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