Fingringhoe Road, Fingringhoe, Colchester, Essex, CO5

1 /2
Under Offer

6 bedroom detached for sale

£1,250,000 Guide Price

6

Bedrooms

3

Bathrooms

Floorplan

'' GUIDE PRICE 1,250,000 - 1,500,000 '' Dating back to 1531 and nestled amidst the serene landscapes of Fingringhoe, just a short drive away from Colchester, stands the majestic Fingringhoe Mill, a meticulously converted detached mill offering a lifestyle of unparalleled charm and sophistication. This stunning property seamlessly blends historic character with modern luxury including underfloor heating throughout the downstairs, presenting a unique opportunity to own a piece of local history.
This property has been lovingly restored to retain its original architectural grandeur while incorporating all the comforts of contemporary living. Spread over generous living space, the residence boasts six elegantly appointed bedrooms, offering ample room for family and guests alike. Every window frames breathtaking views of the surrounding seven acres of lush greenery and rolling hills, creating a picturesque backdrop from every angle.
The property features modern conveniences including three garages and off-road parking, ensuring both comfort and practicality are seamlessly integrated into everyday life. Situated in the charming village of Fingringhoe, residents enjoy the tranquility of countryside living with easy access to the amenities of Colchester and nearby transport links. The versatile living spaces, from the inviting reception rooms to the gourmet kitchen and serene bedrooms, are designed with meticulous attention to detail and quality craftsmanship.
The expansive grounds offer a private sanctuary for relaxation and recreation, ideal for outdoor enthusiasts and those seeking a peaceful retreat with the added benefits of an equestrian, water sports including paddle boarding, canoeing and fishing plus your own private mooring section.
Fingringhoe Mill represents more than just a property, it encapsulates a lifestyle of refinement and exclusivity, where historic allure meets contemporary luxury. Whether youre captivated by its rich history, drawn to its tranquil surroundings, or enticed by its spacious interiors, this residence promises a truly exceptional living experience.
Dont miss the opportunity to own this extraordinary piece of local heritage. Contact us today to schedule a private viewing and discover firsthand the timeless elegance and unmatched beauty of Fingringhoe Mill. This is more than a home, its a legacy waiting to be embraced.
Study
3.18m x 4.04m (10 5' x 13 3')
Cloakroom
3.1m x 1.04m (10 2' x 3 5')
Library
3.18m x 4.1m (10 5' x 13 5')
Sitting Room
4.3m x 8.3m (14 1' x 27 3')
Dining Room
4.3m x 3.73m (14 1' x 12 3')
Snug
4.37m x 5.3m (14 4' x 17 5')
Kitchen/Breakfast Room
8.81m x 4.6m (28 11' x 15 1')
Utility Room
3.05m x 2.24m (10 0' x 7 4')
Cloakroom 2
2.74m x 2.3m (9 0' x 7 7')
Boot Room
3.48m x 4m (11 5' x 13 1')
Master Bedroom
9.1m x 5.16m (29 10' x 16 11')
En Suite To Master
4.17m x 2.7m (13 8' x 8 10')
Dressing Room
4.17m x 2.06m (13 8' x 6 9')
Bathroom
4.17m x 2.77m (13 8' x 9 1')
Bedroom
4.17m x 4.3m (13 8' x 14 1')
Bedroom
3.4m x 4.27m (11 2' x 14 0')
Bedroom
4.9m x 4.7m (16 1' x 15 5')
Jack & Jill Bathroom
1.83m x 3.12m (6 0' x 10 3')
Bedroom
6.35m x 4.7m (20 10' x 15 5')
Open Plan Studio
6.15m x 15.21m (20 2' x 49 11')
Kitchen off Studio
4.32m x 2.84m (14 2' x 9 4')
Shower Room
1.7m x 2.4m (5 7' x 7 10')
Annex Bedroom
3.84m x 5.38m (12 7' x 17 8')
Annex Living Room
6.53m x 6.8m (21 5' x 22 4')
Annex Kitchen
3.56m x 2.97m (11 8' x 9 9')
Garage
3.8m x 6.45m (12 6' x 21 2')
Garage
7.24m x 6.45m (23 9' x 21 2')
Workshop
6.48m x 8.26m (21 3' x 27 1')
Attic
6.53m x 8.15m (21 5' x 26 9'

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 1037700

Mortgage Loan to Value

%

Gross Yield

%

Annual ROI

%

Annual Rental Profit

£

Cumulative Rental Profit

£

Cost of Purchase

£
  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 31250
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

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£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 100200
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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This is the percentage of the rent that you will spend maintaining the property.

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Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
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    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
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    Cumulative Rental Profit = Annual rental profit x Time of Investment

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Final Property Value

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This is the property value at the end of the investment based on an assumed rate of % house price inflation.

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