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£650,000
Bedrooms
Bathrooms
Welcome to this stunning 3-bedroom cottage occupying a small purpose built Hamlet accessed from a Private Driveway on the Harwood/Affetside/Tottington border that exudes luxury and charm in a highly desirable countryside setting. As soon as you step foot into this superb stone build cottage youll be captivated by its individuality and character.
With 3 spacious double bedrooms, including 2 ensuites + family shower room, this home offers the perfect blend of style and comfort for you and your family. The gorgeous elevated open views provide a picturesque backdrop that you will never tire of.
The property boasts a range of modern conveniences, from the contemporary breakfast kitchen that seamlessly flows into the family room, to the 24ft lounge where you can relax and unwind after a long day. The master bedroom features an ensuite and dressing room, providing a private sanctuary for you to escape to.
Outside, the landscaped wrap-around gardens offer a peaceful retreat with lush lawn and patio areas where you can enjoy the fresh air and soak in the beauty of nature. There is also private parking for 2 vehicles to the rear of the property, ensuring convenience for you and your guests.
This is a home that truly stands out from the rest, offering a quality living space that is perfect for a growing family or those looking for a peaceful retreat in the countryside. The attention to detail and the care that has gone into creating this property is evident at every turn.
Dont miss out on the opportunity to make this house your home. A viewing is essential to truly appreciate all that this property has to offer.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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