3 bedroom semi-detached for sale

£189,950

3

Bedrooms

1

Bathrooms

2

Reception

Floorplan

A FANTASTIC OPPORTUNITY to purchase this THREE/FOUR BEDROOM SEMI DETACHED PROPERTY which is BEAUTIFULLY PRESENTED AND MUST BE VIEWED FROM WITHIN TO FULLY APPRECIATE BOTH ITS SIZE AND CONDITION. Internally the property comprises of an entrance hall, through lounge dining room, good sized conservatory, modern fitted kitchen, utility room, three bedrooms, modern family bathroom w.c and an office/bedroom four above the garage. To the outside there are well maintained gardens to the front and rear, the front also has a driveway and garage. THIS PROPERTY IS A FANTASTIC FAMILY HOME....CALL US NOW TO ARRANGE AN APPOINTMENT TO VIEW.


Entrance Hallway
Entered via a uPVC double glazed door with side window, stairs leading to the first floor, under stairs storage cupboard, radiator and oak effect laminate wooden floor.
Lounge
13 3 x 11 2 (4.05m x 3.40m)
uPVC double glazed bay window, log burner style living flame gas fire inset into the chimney breast, TV point, radiator, oak effect laminate wooden floor which extends through to the dining area.
Dining Area
10 6 x 6 11 (3.21m x 2.12m)
uPVC french doors leading into the conservatory and a radiator.
Kitchen
9 11 x 7 11 (3.03m x 2.41m)
Fitted with a range of wall, drawer and base units with work surfaces over, tiled splash backs and a single drainer sink unit with a mixer tap. Built in stainless steel oven and hob with an extractor hood, space and plumbing for a dishwasher, space for a fridge freezer, laminate wooden floor, uPVC double glazed window and a door leading into the utility room.
Utility Room
9 11 x 6 5 (3.03m x 1.96m)
Stairs leading to the room above the garage. Fitted wall, drawer and base units with space for a dryer. uPVC double glazed door leading out into the rear garden.
Bedroom Four/Office
12 6 x 9 10 (3.82m x 2.99m) With some restricted head height
A versatile room which would make an ideal office or 4th bedroom. Double glazed Velux window and useful storage to eves.
Conservatory
14 5 x 13 5 (4.39m x 4.10m)
A good sized conservatory with a brick base and uPVC double glazed units to include french doors which lead out into the garden.
First Floor Landing
Access to the loft which houses the central heating boiler. uPVC double glazed window.
Bedroom One
11 3 x 10 11 (3.42m x 3.34m)
A double bedroom with a uPVC double glazed window, radiator and a TV point.
Bedroom Two
9 11 x 8 11 (3.01m x 2.71m)
uPVC double glazed window and a radiator.
Bedroom Three
8 0 x 6 11 (2.43m x 2.11m)
uPVC double glazed window and a radiator.
Bathroom
5 11 x 5 6 (1.80m x 1.67m)
A modern three piece white suite comprising of a panelled bath with a shower over and a center mixer tap, pedestal wash hand basin with a mixer tap, low level w.c, heated towel rail, inset ceiling spot lights and tiled walls and floor. uPVC double glazed window.
Garage
14 8 x 9 11 (4.47m x 3.02m)
Currently used as an office by the current owners with insulated stud walls, power and lighting. The garage door has been left so it can be converted back to a garage.
Outside
To the front there is a low maintenance graveled area with mature and established shrubs and trees, there is also a lawned area and a driveway which leads to the garage.To the rear there is a garden which again is well maintained with a decked patio area, mature and established flower beds, graveled areas for easy maintenance and a timber built workshop which has power and lighting.


Features
  • Freehold

Nearest Stations:

1.36 miles
Bolton
1.52 miles
Lostock
2.27 miles
Hall I' Th' Wood
2.81 miles
Moses Gate
3.11 miles
Westhoughton

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 149911.25

Mortgage Loan to Value

%

Gross Yield

%

Annual ROI

%

Annual Rental Profit

£

Cumulative Rental Profit

£

Cost of Purchase

£
  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 4748.75
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 7448.75
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

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This is the assumed rate of house price inflation.

Final Property Value

£

This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

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