4 bedroom detached for sale

£235,000 Offers in excess of

4

Bedrooms

2

Bathrooms

2

Reception

A fantastic opportunity to purchase an Immaculately presented spacious 4 bed home. Ideal for families or for those who work from home as it boasts a downstairs playroom/study.. We would highly recommend viewing to appreciate the size of this property. The south West facing rear garden is ideal for those who like to entertain outside. In brief the property comprises Hallway, Lounge/Diner, Kitchen/Diner, Conservatory, Utility, Downstairs cloaks, Playroom/Study, Family Bathroom and ;4 spacious bedrooms with the master bedroom having en-suite facilities. Outside there are gardens to both the front and rear and there is parking for 2 cars. CALL IMMEDIATELY TO VIEW 01942 814666.

Entrance Porch
With UPVC double glazed windows and UPVC panel door, tiled floor
Entrance Hallway
Spacious hallway with doors to Lounge/diner, kitchen and playroom/study There are stairs to the first floor with spindle banister. Wood laminate flooring, gas central heating radiator, power points, under stairs storage.
Lounge/Diner
16 6 x 13 0 (5.02m x 3.95m)
Well presented room with modern decor, double glazed bow window to the front, Gas fire with marble effect surround, gas central heating radiator, power points,inset spot lighting.
Kitchen/Diner
16 7 x 10 3 (5.05m x 3.12m)
Spacious room with modern high gloss fitted wall and base units, built in oven, builtin gas hob with extractor hood over, built in dishwasher, space for fridge freezer, stainless steel sink with drainer, tilled floor, inset spot lighting, gas central heating radiator, power points, double glazed window to the rear, sliding patio doors to conservatory.
Dining area
10 9 x 8 8 (3.28m x 2.65m)
Spacious area with double glazed windows and double glazed french doors to the rear, wood laminate flooring, gas central heating radiator, power points .
Conservatory
15 3 x 10 5 (4.65m x 3.18m)
A good sized conservatory which is a welcome addition to this spacious property., mainly glazed unit, ,tiled floor, french doors to the side
Downstairs cloaks
Accessed from the kitchen/diner with low level WC and Wash hand basin, tiled floor, double glazed window to the rear, central light fitting
Playroom/study
11 9 x 8 6 (3.58m x 2.59m)
A good sized room with access to the utility, double glazed window to the front, Gas central heating radiator, central light fitting and power points.
Utility room
Space allocated for washing machine and dryer with fitted wall units and shelves,, tilled floor and upvc door to the side.
Master Bedroom
12 4 x 11 11 (3.77m x 3.64m)
Spacious and well oresented room to the front of the property with wood laminated flooring, double glazed window, gas central heating radiator, power points, central light fitting
Ensuite
7 1 x 6 11 (2.17m x 2.11m)
Fitted with corner shower unit, low level WC, Wash hand basin, inset lighting, wood laminate flooring, gas central heating.
Bedroom 2
12 4 x 11 11 (3.77m x 3.64m)
Spacious room and well presented,, double glazed window to the rear, gas central heating radiator, power points,
Bedroom 4
9 5 x 8 8 (2.88m x 2.65m)
Located to the rear of the property with double glazed window, gas central heating radiator, power points
Bedroom 3
14 10 x 8 8 (4.52m x 2.65m)
Located to the front a spacious room with double glazed window, gas central heating radiator, power points, central light fitting.
Family bathroom
6 9 x 6 9 (2.07m x 2.07m)
Modern bathroom with fitted vanity unit housing WC and Wash hand basin, panel bath with shower over, tilled walls, chrome heated towel rail, double glazed window to the rear.
Front garden
Lawned area wth planted shrubs, Driveway to the side with parking for two cars.
Rear Garden
South west facing garden guaranteeing the sun all day. Mainly lawned with flagged patio area, enclosed with fencing and boarders

Nearest Stations:

0.57 miles
Daisy Hill
1.25 miles
Hag Fold
1.54 miles
Westhoughton
1.92 miles
Atherton
2.15 miles
Hindley

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 184825

Mortgage Loan to Value

%

Gross Yield

%

Annual ROI

%

Annual Rental Profit

£

Cumulative Rental Profit

£

Cost of Purchase

£
  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 5875
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 8575
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

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This is the assumed rate of house price inflation.

Final Property Value

£

This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

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