2 bedroom semi-detached for sale

£159,950

2

Bedrooms

1

Bathrooms

3

Reception

OFFERED FOR SALE WITH NO UPWARD CHAIN. WELL PRESENTED SPACIOUS FAMILY HOME. RECENTLY REFURBISHED CALL 01942 814666 TO ARRANGE A VIEWING. Hazelwells are delighted to offer for sale this well presented and spacious family home which benefits from being on a corner plot having gardens to the front side and rear. In brief the property comprises entrance porch, hallway providing access to living room, through to dining room, kitchen which has recently been upgraded with modern wall and base units. Also to the ground floor is a conservatory which leads to the rear garden. To the first floor from the landing access is provided to two bedrooms and a family bathroom. The main bedroom could be separated into two bedrooms if required. We would highly recommend that a viewing is arranged to appreciate this property. CALL HAZELWELLS ON 01942 814666 OR EMAIL [email protected]

ENTRANCE PORCH
Part glazed part brick with external UVC door in white, tilled walls, floor carpeted, UPVC door to hallway.
HALLWAY
Hallway leading to living room with stairs to the first floor landing, Floor carpeted, Central heating radiator, central light fitting, power points, thermostat, handrail to stairs.
LIVING ROOM
10 0 x 13 2 (3.05m x 4.01m)
Spacious room with UPVC double glazed widow to the front, central heating radiator, power points, central light fitting, wall lights, floor is carpeted, There is understairs storage which houses a combi boiler and eclectic consumer unit.
DINING ROOM
9 8 x 6 4 (2.94m x 1.93m)
Accessed from the living room with arch separating the two rooms, central heating radiator, power points, central light fitting, wall lights, tiled floor access to kitchen and conservatory
KITCHEN
9 8 x 7 5 (2.94m x 2.26m)
Fitted with modern wall and base units in white with complementary work surface, the kitchen has recently been upgraded, Fitted oven and fitted gas hob, extractor fan over hob, stainless steel sink with drainer, tiled walls, central light fitting, space for fridge freezer and washing machine, central light fitting, double glazed window to the rear.
CONSREVATORY
9 4 x 7 6 (2.84m x 2.28m)
UPVC glazed with floor to roof windows with glazed roof, Poer points, central heating radiator, tiled floor, UPVC door to rear garden
LANDING
Providing access to both bedrooms and family bathroom. Loft access
BEDROOM ONE
14 3 x 13 2 (4.34m x 4.01m)
Spacious room which can be divided in to two rooms, two Double glazed windows to the front elevation, fitted robes, fitted dresser, central light fitting with fan, power points, central heating radiator, floor carpeted, storage cupboard.
BEDROOM TWO
9 8 x 8 0 (2.94m x 2.44m)
A good sized room with double glazed window to the rear, central heating radiator, power points, central light fitting with 4 spot lights.
FAMILY BATHROOM
Fitted with panel bath with shower over, wash hand basin, and WC, the walls are tiled. Central heating radiator, double glazed window to the rear. Inset spot lighting.
EXTERNAL
The property benefits from a spacious corner plot with gardens to the front side and rear.To the front is a lawned area with a path to the front entrance. There is gated access to the rear garden.To the side and rear is and enclosed low maintenance garden which is laid with flags and all enclosed with fencing. There are planted boarders. At the rear is a driveway allowing parking for 1-2 cars with a detached garage.

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 126661.25

Mortgage Loan to Value

%

Gross Yield

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Annual ROI

%

Annual Rental Profit

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Cumulative Rental Profit

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Cost of Purchase

£
  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 3998.75
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 6698.75
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

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This is the assumed rate of house price inflation.

Final Property Value

£

This is the property value at the end of the investment based on an assumed rate of % house price inflation.

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