4 bedroom detached for sale

£220,000 Offers in excess of

4

Bedrooms

2

Bathrooms

A fantastic opportunity to purchase this FAMILY SIZED EXTENDED FOUR BEDROOM DETACHED HOUSE which must be viewed from within to fully appreciate its size. The property is located opposite Hall Lee Bank conservation area and boasts TWO EN-SUITE SHOWER ROOMS, MODERN FAMILY BATHROOM, THREE FITTED BEDROOMS, CONSERVATORY, DRIVEWAY, GARAGE, GARDENS, GAS CENTRAL HEATING AND DOUBLE GLAZED WINDOWS AND DOORS. The property is also located within a popular area within Westhoughton, close to shops and local amenities and within 1/2 mile of Daily Hill Train Station. CALL US NOW TO ARRANGE AN APPOINTMENT TO VIEW.


Entrance Porch
Entered via a uPVC double glazed front door, radiator and tiled floor. Internal door leading into:
Lounge/Diner
18 9 x 12 11 (5.71m x 3.93m)
A lovely spacious lounge diner with a feature coal effect living flame gas fire with a surround. Wooden flooring with extends into the dining area, TV point, radiators, uPVC double glazed window to the front and french doors leading into the conservatory.
Conservatory
13 7 x 8 9 (4.14m x 2.66m)
Brick base conservatory with uPVC double glazed units to include a leaded door which leads out into the garden. wooden floor, radiator and a beautiful coal effect living flame gas fire with a surround.
Kitchen
14 9 x 11 6 (4.49m x 3.50m)
A good sized kitchen with a comprehensive range of fitted wall, drawer and base units to include ample work surfaces over, a single drainer sink unit with, tiled splash backs, space for a range oven, plumbing for a washer and a dishwasher, uPVC double glazed window and door to the rear.
Landing
Access to the loft and a uPVC double glazed window.
Bedroom One
11 9 x 12 10 (3.58m x 3.91m)
A double bedroom with fitted bridging wardrobes to include matching drawers and bedside tables. Radiator and a uPVC double glazed window to the front. Door leading into:
En-suite
Comprising of a tiled shower cubicle, pedestal wash hand basin and a low level w.c. Tiled floor and walls, radiator and a uPVC double glazed window.
Bedroom Two
12 10 x 9 7 (3.91m x 2.92m)
A double bedroom with fitted wardrobes, uPVC double glazed window to the rear and a radiator. Door leading into:
En-suite
Comprising of a tiled shower cubicle, low level w.c, and wash hand basin. Heated towel rail, tiled floor and walls, spot lights and a uPVC double glazed window.
Bedroom Three
14 11 x 8 2 (4.54m x 2.49m) Excluding wardrobes
A double bedroom with fitted wardrobes, radiator and a uPVC double glazed window.
Bedroom Four
9 7 x 8 1 (2.92m x 2.46m)
With a uPVC double glazed window and a radiator.
Bathroom
8 1 x 7 11 (2.46m x 2.41m)
A beautiful bathroom comprising of a footed bath, wash hand basin, low level w.c, heated towel rail, spot lights, tiled floor and walls and a uPVC double glazed window.
Outside
To the front there is an open plan garden and a double driveway which leads to the single integral garage. To the rear there is an enclosed garden with a paved patio area with steps which lead up to the lawned area. There are mature and established flower beds and a brick built shed ideal for storage.


Features
  • Freehold

Nearest Stations:

0.15 miles
Daisy Hill
0.96 miles
Hag Fold
1.06 miles
Westhoughton
1.69 miles
Atherton
2.32 miles
Lostock

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 173200

Mortgage Loan to Value

%

Gross Yield

%

Annual ROI

%

Annual Rental Profit

£

Cumulative Rental Profit

£

Cost of Purchase

£
  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 5500
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 8200
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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  %

This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

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This is the assumed rate of house price inflation.

Final Property Value

£

This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

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