4 bedroom detached for sale

£625,000

4

Bedrooms

3

Bathrooms

2

Reception

`The Whitehouse` A stunning, unique four double bedroomed family home in a prime location boasting an `Art Deco` theme and ample space for modern everyday family living. Excellent location in the heart of Windle, walking distance to outstanding ofsted schools and many local amenities.

The interior accommodation comprises of: Opening from the porch to a spacious, welcoming reception hallway with original Oak parquet flooring and original birds eye maple doors throughout downstairs, giving access to a downstairs Guest Cloakroom, a light Living area with a feature Art Deco fireplace and additional radiator heating and nearly full width french doors opening on the patio area, double french doors into the bright Dining Room (with potential to be used as family/games room) leading to the central part of the family home, a Stunning, Wow factor, quality Dining Kitchen with an open vaulted ceiling, Velux windows, encouraging an excellent quality of natural light, well designed with integral appliances, space and plumbing for an American fridge/freezer and patio doors, free flowing to a living area with Log Burning effect gas fire, access to the seperate Utility area where the gas central heating boiler is positioned, access to the side of the property and Garage with electric door, windows, light and power.

To the first floor are four large double bedrooms, two with En-Suites and three with built-in fitted wardrobes all located from the feature balcony landing with one of the original Georgian leaded panelled window, and the family Bathroom fitted with a four piece suite, loft access with the additional gas central heating boiler, fitted ladders, part boarded, light and power.

To the front is a private, gated and paved driveway, offering ample off road parking leading to the large garage, immaculately presented front garden and personal gated access to the rear.

To the rear is a generous paved patio area ideal for entertaining which enjoys sunny south facing aspects, steps down to a beautifully landscaped secluded lawned garden with well established trees and mature shrubs lining the garden.

Excellent location in the heart of Windle, walking distance to outstanding ofsted schools and many local amenities

Notice
Please note we have not tested any apparatus, fixtures, fittings, or services. Interested parties must undertake their own investigation into the working order of these items. All measurements are approximate and photographs provided for guidance only.

Council Tax
St Helens Metropolitan Borough Council, Band G

Utilities
Electric: Mains Supply
Gas: None
Water: Mains Supply
Sewerage: None
Broadband: None
Telephone: None

Other Items
Heating: Not Specified
Garden/Outside Space: No
Parking: No
Garage: No



Features
  • Freehold

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 518325

Mortgage Loan to Value

%

Gross Yield

%

Annual ROI

%

Annual Rental Profit

£

Cumulative Rental Profit

£

Cost of Purchase

£
  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 15625
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 49575
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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£
  %

This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

Adjust these figures

  %

This is the assumed rate of house price inflation.

Final Property Value

£

This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

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