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£339,500 Guide Price
Bedrooms
Bathrooms
An immaculately presented and traditional extended semi-detached family home situated in the popular village of Wetheral. Offering excellent accommodation throughout and great enclosed rear garden. No onwards chain.
One of Carlisles most sought after villages, Wetheral has a fantastic village feel with great amenities on the doorstep including public houses, doctors surgery, post office with village shop and well situated for the Carlisle-Newcastle train line. The A69 is a short distance with great access to arterial routes such as the M6.
The accommodation comprises entrance vestibule and hallway, clock/wc, living room with wood burning stove set into the chimney, double doors lead to a second reception room with French doors overlooking the enclosed rear garden. The extended dining kitchen also flows in to the garden through sliding doors making this space perfect for entertaining.
The First floor has three bedrooms and a family bathroom with a stair case leading to a fourth bedroom and shower room.
Externally there is parking to the front with a mature garden, gated access leads you to the rear garden where it is laid to lawn with mature shrubs and bushes.
Services
Mains gas, electric, water and drains are connected, but neither these nor any boilers or radiators have been tested.
Ground Floor
Entrance Vestibule
Hallway
Cloak/WC
Living Room (3.76m x 3.8m)
Dining Room (3.66m x 3.15m)
Dining Kitchen (6.63m x 2.74m)
First Floor
Front Bedroom (4.04m x 2.9m)
Rear Bedroom (3.4m x 3.38m)
Rear Bedroom (3.25m x 2.72m)
Bathroom (3.2m x 2.67m)
Second Floor
Bedroom (4.04m x 3.4m)
Shower Room (1.83m x 1.73m)
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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