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£140,000 Guide Price
Bedrooms
Bathrooms
A semi-detached property in a quiet cul-de-sac to the west of the city. The property offers two double bedrooms, formally three bedrooms and could be easily changed back to a three bedroom. A living room, kitchen, first floor bathroom, gardens, garage, and ample off-street parking. Bedroom numbe r two has a west facing balcony overlooking the rear garden. The property requires some upgrading.
A semi-detached property in a quiet cul-de-sac to the west of the city. The property offers two double bedrooms, formally three bedrooms and could be easily changed back to a three bedroom. A living room, kitchen, first floor bathroom, gardens, garage, and ample off-street parking. Bedroom number two has a west facing balcony overlooking the rear garden. The property requires some upgrading.
Ladore Drive is ideally found for ease of access into the city, being close to public transport routes and the A595. The western city by-pass and local amenities, including Yewdale School and a mini market.
Directions
Leave the city heading west onto Newtown Road, turning into Moorhouse Road. At the mini roundabout take the first exit onto Sandsfield Lane, taking the first left onto Housesteads Road and third left onto Yewdale Road and then second right onto Cartmel Drive.
Living Room (4.9m x 3m)
Kitchen (4.04m x 1.96m)
Bedroom 1 (3.5m x 3.07m)
Bedroom 2 (7.2m x 2.26m)
Bathroom (4.04m x 1.55m)
Garage (5.38m x 2.3m)
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Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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