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£600,000 Guide Price
Bedrooms
Bathrooms
Located in a desirable section of this always popular market town to the East of Carlisle, within easy walking distance of the full range of facilities and amenities of the town centre, a well presented, spacious, detached 5 bedroom bungalow, in a private setting with double garage in grounds circa 2 acres with excellent development potential.
Directions
From the centre of Carlisle head towards Brampton on the A69 taking the exit off the roundabout on the bypass. Turn immediately right up the hill onto Paving Brow. Follow this and just before the crossroads at the cottage hospital the entrance into the lane leading to The Paddock is on the left. Please note, viewing is strictly by appointment.
Location
Occupying a private, position to the fringe of Brampton, in a sought-after area with easy access to the surrounding countryside, and well served with transport links to Carlisle and Newcastle, either by the A69 or rail, The Paddocks is a substantial bungalow, carefully extended to create a most appealing modern bungalow with 5 bedrooms and 4 bathrooms.
Sat at the end of a private lane, in a slightly elevated position the gardens cover an area circa 2 acres, laid mainly to lawn with a surrounding border of mature trees.
Subject to the necessary permissions there is ample potential for development of the site. Sold on a single title please be aware that a 20% "clawback" clause will be included in the contract should a successful purchaser develop the grounds in the future. Please enquire for further information.
Services
Mains gas, electric, water and drains are connected but have not been tested.
Reception Hallway
UPVC door from the front. Wood effect flooring. Built in cloak cupboard, loft access point and separate WC with wash hand basin.
Lounge (4.5m x 3.73m)
Wood effect flooring with a radiator and bay window to the front with UPVC sealed unit double glazing. Flame effect gas fire in a stone fireplace.
Kitchen / Dining Room (7m x 4.22m)
L Shaped with a range of fitted units incorporating a selection of bult in appliances including a dishwasher, neff double electric oven and gas hob with extractor fan over, Husky wine cooler and Fridge / Freezer. Radiator. UPVC patio doors to the decking area at the rear. Connecting doorways to the dining room and utility room.
Dining Room (37.77m x 2.62m)
Wood effect flooring with a radiator and UPVC sealed unit double glazing. Leads to the sitting room / study.
Sitting Room / Study (3m x 2.62m)
Wood effect flooring with a radiator and UPVC sealed unit double glazing to the front.
Utility Room (2.8m x 1.55m)
Wood effect flooring with a range of fitted units incorporating a stainless steel one and half bowl sink unit, plumbed beneath for a washing machine with space for a tumble drier. UPVC sealed unit double glazed door to the garden at the rear. Connecting door to the boiler room.
Boiler Room (1.55m x 1.1m)
Housing a pressurised hot water cylinder and wall mounted boiler for the domestic hot water and central heating (neither this nor any radiators have been tested).
Master Bedroom Suite (5.18m x 3.53m)
Wood effect flooring with a radiator and corner aspect with UPVC sealed unit double glazed French doors and window overlooking the garden.
Dressing Room (3.15m x 1.73m)
Connecting the bedroom and ensuite bathroom.
Ensuite Bathroom (3.8m x 1.93m)
With a fitted four piece suite comprising low suite WC, wash hand basin, shower cubicle and bath. Tiled flooring with a chrome towel radiator, underfloor heating and UPVC sealed unit double glazing.
Bedroom 2 (5.36m x 3.8m)
Wood effect flooring with a radiator and UPVC sealed unit double glazing over looking the garden to the side. Built in wardrobe. Connecting door to the "Jack and Jill" ensuite shared with bedroom 3.
Bedroom 3 (3.96m x 3.66m)
Wood effect flooring with a radiator and UPVC sealed unit double glazing. Built in wardrobe. "Jack and Jill" ensuite with bedroom 2.
Bedroom 4 (4.5m x 2.3m)
Wood effect flooring with a radiator and UPVC sealed unit double glazing. Ensuite shower room.
Ensuite Shower Room (2.34m x 1.37m)
With a fitted three piece suite comprising low suite WC, wash hand basin and shower cubicle. Radiator and UPVC sealed unit double glazing.
Bedroom 5 (3.8m x 3.12m)
Wood effect flooring with a radiator and UPVC sealed unit double glazing overlooking the garden to the rear.
Bathroom (3.02m x 2.95m)
With a fitted four piece suite comprising low suite WC, wash hand basin, shower cubicle and freestanding bath. Tiled flooring with a chrome towel radiator and underfloor heating.
Outside
Approached by a private, shared lane, with ample parking and turning to the front leading to a detached double garage.
Generous decking area to the rear linking the kitchen and master bedroom, with LED lighting and hot tub.
Extensive gardens, mainly to lawn with a selection of mature trees, well established beds and borders gently sloping a small stream to the eastern border.
Potting shed / green house.
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Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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