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£699,950 Guide Price
Bedrooms
Bathrooms
A delightful and well presented three bedroom mid-terrace home, situated in a sought after location in Hampton. The bright and spacious accommodation comprises an entrance porch, front reception room, open-plan modern kitchen/dining room with bi-fold doors leading to the garden, main bedroom with built in wardrobe, second double bedroom, single bedroom and family bathroom.
Outside
Externally is a low maintenance rear garden with large garage and rear access.
Situation
Hatherop Road is a popular residential road which is within a short distance of Hampton Village and Station. Hampton Village has excellent local amenities, including a local Waitrose. Hatherop and Carlisle Parks are within easy reach and there are many sought after local schools, both state and private. The M3 and M25 provide easy access to surrounding areas.
Property Ref Number:
HAM-56653Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £3,027.05
Total Interest: £389,788.66
Overall Total: £1,089,738.66
Amortization For Monthly Payment: £3,027.05 over 30 years ( Based on 3.20% Interest )
| Year | Interest | Principal | Balance |
|---|---|---|---|
| 2025 | £22,192.32 | £14,132.30 | £685,817.70 |
| 2026 | £21,733.40 | £14,591.23 | £671,226.48 |
| 2027 | £21,259.57 | £15,065.05 | £656,161.42 |
| 2028 | £20,770.35 | £15,554.27 | £640,607.15 |
| 2029 | £20,265.25 | £16,059.37 | £624,547.78 |
| 2030 | £19,743.75 | £16,580.88 | £607,966.90 |
| 2031 | £19,205.31 | £17,119.32 | £590,847.59 |
| 2032 | £18,649.38 | £17,675.24 | £573,172.35 |
| 2033 | £18,075.40 | £18,249.22 | £554,923.13 |
| 2034 | £17,482.79 | £18,841.83 | £536,081.30 |
| 2035 | £16,870.93 | £19,453.69 | £516,627.60 |
| 2036 | £16,239.20 | £20,085.43 | £496,542.18 |
| 2037 | £15,586.95 | £20,737.67 | £475,804.51 |
| 2038 | £14,913.53 | £21,411.10 | £454,393.41 |
| 2039 | £14,218.23 | £22,106.39 | £432,287.02 |
| 2040 | £13,500.36 | £22,824.26 | £409,462.76 |
| 2041 | £12,759.18 | £23,565.45 | £385,897.32 |
| 2042 | £11,993.92 | £24,330.70 | £361,566.62 |
| 2043 | £11,203.82 | £25,120.80 | £336,445.81 |
| 2044 | £10,388.06 | £25,936.56 | £310,509.25 |
| 2045 | £9,545.81 | £26,778.82 | £283,730.44 |
| 2046 | £8,676.20 | £27,648.42 | £256,082.02 |
| 2047 | £7,778.36 | £28,546.26 | £227,535.76 |
| 2048 | £6,851.36 | £29,473.26 | £198,062.50 |
| 2049 | £5,894.26 | £30,430.36 | £167,632.14 |
| 2050 | £4,906.08 | £31,418.54 | £136,213.60 |
| 2051 | £3,885.81 | £32,438.81 | £103,774.79 |
| 2052 | £2,832.41 | £33,492.21 | £70,282.58 |
| 2053 | £1,744.80 | £34,579.82 | £35,702.75 |
| 2054 | £621.87 | £35,702.75 | £0.00 |
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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Mon May 12 2025
All confirmed! We look forward to speaking with you.
Mon May 12 2025
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