4 bedroom detached for sale

£1,300,000

4

Bedrooms

4

Bathrooms

Floorplan

Each of the eight residences features a thoughtfully designed modern farmhouse exterior, seamlessly complementing the charm of the surrounding village. A carefully curated blend of brick and cladding enhances the architectural beauty of this exceptional development, centred around a tranquil natural pond. By seamlessly integrating classic farmhouse elements with modern, sustainable living, Thoday Crescent offers residents the perfect balance of a character home with contemporary comforts. The interior of each residence is crafted with handpicked finishes that emphasise exceptional craftsmanship and design, ensuring that luxury is the standard in every detail. Recognising that each homeowner is unique, we offer early buyers a selection of finishes and design options, allowing them to personalize their home to truly reflect their individual style.

This approach transforms each residence into a true expression of owner identitytailored, refined, and undeniably luxurious. With a carefully curated selection of interior finishes, buyers can create a bespoke living space that reflects their individual style.

This unique opportunity is presented with a pre-determined list of choices to select from including cabinet colour, handle type, Quooker Fusion 3-in-1 Instant Hot Water Tap choice of finish to match handle selection, worktop, wood flooring, carpet, internal door ironmongery, Minoli bathroom tiles, paint colours and wardrobe colours.

Finishes

Heritage brass ironmongery throughout

Metal sockets and switch plates

Wood effect flooring to entrance halls and all living areas

Wood-clad stairs with metal spindles

Carpet to bedrooms and landing

Front door locking system with multi-point locking system

LED spotlights throughout

Select feature pendant lighting

Security alarm

Painted timber double-glazed windows and doors

Built-in veneered shelving and drawer wardrobes in the master and second bedroom

Heating and power

Wet underfloor heating throughout

Air source heat pump

Solar panels

1 Electric car charger

Outdoor areas

Stone paving to all entrances

Garden wall lighting

Paved terraces

Kitchen

Fully fitted in-frame kitchen with quartz worktop and full-height backsplash

Fully fitted in-frame kitchen island with quartz waterfall ends

Butler ceramic sink

Quooker 3-in-1 Tap

Brass ironmongery to cabinetry

Bosch (or similar) integrated dishwasher

Traditional Rangemaster (or similar) multi-oven and induction hob

Freestanding American-style fridge freezer

Master en-suite bathroom

Wet-room showers

Vanity unit with storage

HansGrohe sanitaryware

Free-standing bath

Minoli tiles to wet area walls

Heated towel rail

Wall-mounted dual flush WC

LOCATION

The popular village of Over lies approximately 10 miles (16 kilometres) northwest of the university city of Cambridge, providing easy access to A14 and M11. The nearest stop for the Guided Busway is just a mile away in neighbouring Swavesey; this is a direct route west to the market town of St Ives and south to the city of Cambridge, stopping at the Science Park, train station and Addenbrookes Hospital. Parallel to the Busway is a cycle path which is also popular for runners and walkers. The community centre, located next to a sports field and childrens play area holds many events such as weddings, parties and sports matches. The recently upgraded village green is the perfect place to watch a cricket match, walk the dog or play football. There are two preschools, a successful primary school and Over is within the catchment for Swavesey Village College, which was rated as outstanding by Ofsted following their most recent inspection. Along the High Street is a convenience store, village garage, a pub, hairdressers and a caf serving tea, coffee and cakes. A butcher, bakery, farm shop and Co-operative are located in the neighbouring village of Willingham, as well as an antique and new furniture sale hall with tea rooms and an outside eatery. Wonderful walks can be enjoyed in the surrounding countryside including orchards which are open to the public, the picturesque fen or along Chain Road to the River Ouse. A short walk reaches the RSPB Ouse Fen Nature Reserve for bird watching just north of the village with parking and access to the river.


EPC Rating: A

Features
  • Freehold

Map location is not available for this property.

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 1081450

Mortgage Loan to Value

%

Gross Yield

%

Annual ROI

%

Annual Rental Profit

£

Cumulative Rental Profit

£

Cost of Purchase

£
  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 32500
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 106450
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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  %

This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

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This is the assumed rate of house price inflation.

Final Property Value

£

This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

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