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£695,000
Bedrooms
Bathrooms
Introducing a stunning five-bedroom detached chalet bungalow nestled in the serene and picturesque village of Rowtown. Situated on a peaceful road, this property offers a tranquil retreat while being conveniently close to local amenities. Upon entering, you will be greeted by a large hallway which leads onto a spacious and inviting L-shaped lounge diner, featuring ample natural light and offering a seamless transition to the garden and raised patio area through its elegant doors. This expansive living space provides the perfect setting for entertaining guests or enjoying quality family time. The property boasts a well-appointed kitchen, equipped with some integral appliances and ample storage, making it a delightful space for culinary enthusiasts. Completing the ground floor are three double bedrooms, a three-piece bathroom suite and a separate shower room, providing convenience and comfort for residents and guests alike. Ascending to the upper level, you will find two generously sized double bedrooms, offering privacy and tranquillity. These bedrooms are ideal for creating personal sanctuaries or accommodating family members and guests. Externally, the property features an outbuilding with both power and light, providing versatile space for various purposes. Whether it be a home office, a workshop, or a gym, this additional structure offers endless possibilities. The property also benefits from off-street parking to the front, ensuring convenience for multiple vehicles, and a single garage with an up and over door, providing secure storage for cars or additional possessions. This delightful property is ideally located, with close proximity to local village shops, a charming pub, and several reputable schools. Residents can enjoy the peace and tranquillity of village life while still having easy access to essential amenities. Early viewings come highly recommended.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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