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£375,000 Offers over
Bedrooms
Bathrooms
Homes on Web are absolutely delighted to announce to the market this stunning three bedroom semi detached property, situated in the highly desired area of Fairfields, Milton Keynes. With benefits including a landscaped rear garden, spacious interior, solar panels, master bedroom with en suite and being just a short drive to local shops and amenities, this property is certainly not one to be missed!
Why buy this home..
This lovely home was built by David Wilson Homes in 2020 and is presented in a great condition, decorated in neutral colours throughout, perfect for those looking to move straight in, unpack their boxes and start living! The property is situated down a quiet cul-de-sac and offers an attractive exterior with a shingled area with mature plants. There is a driveway to the side providing off road parking for two cars, with gated access to the rear garden. Entering the property you are greeted with a bright and welcoming entrance hall, with stairs rising to the first floor and doors leading to various rooms throughout, including the downstairs cloakroom. The 14 ft plus lounge is to the front with the under stairs storage cupboard. To the rear is the well equipped 15ft kitchen diner, boasting built in appliances, modern tiling and ample storage space. , with windows and patio doors leading to the rear garden, creating a great indoor outdoor flow in the summertime.
Heading upstairs to the first floor landing you will find the master bedroom with en suite & two further bedrooms and the family bathroom.
Step outside to the rear garden, which is landscaped with artificial grass and patio areas, an idyllic space to both relax and entertain in the summer hosting your family and friends.
More about the location...
The property is just a short drive from the sought after Watling Academy, which has been rated Outstanding by Ofsted. Fairfields Primary school is just a short walk away, rated good by Ofsted, with Whitehouse Primary school also being close by.
The historic market town of Stony Stratford is also close by, home to a variety of popular shops, amenities and restaurants.
There are plenty of lovely green areas and play parks close by, making this an ideal location for families and dog walkers!
The area benefits from great road links to the A5, giving easy access to Northamptonshire and Bedfordshire.
Central Milton Keynes is approximately 2 miles away, home to an abundance of popular shops, restaurants and amenities including the mainline train station serving London Euston.
This lovely property really would be a perfect family home, situated in a desired area. Book your viewing today to avoid disappointment!
PLEASE NOTE:
There is a service charge of approx 16 pcm
ENTRANCE HALL
Double glazed front door. Doors leading to cloakroom and lounge.
CLOAKROOM
Fitted in a two piece suite comprising; Low level WC and wash hand basin. Tiled to splash back.
LOUNGE - 1411' (4.55m) Max x 122' (3.71m) Max
Double glazed window to front. Door to internal hallway. TV and telephone point. Radiator. Door to under stairs storage cupboard.
INTERNAL HALLWAY
Stairs rising to first floor accommodation. Door leading to kitchen/diner.
KITCHEN/DINER - 155' (4.7m) Max x 1010' (3.3m) Max
Fitted in a range of wall and base units with complementary work surfaces. Stainless steel sink and drainer with mixer tap. Gas hob and electric oven with cooker hood over. Tiled to splash back areas. Built in fridge freezer, dishwasher and washing machine. Wall mounted boiler. Radiator. Double glazed window to rear. Double glazed doors leading to rear garden.
LANDING
Doors leading to three bedrooms and a family bathroom. Access to storage cupboard.
MASTER BEDROOM - 108' (3.25m) Max x 95' (2.87m) Max
Double glazed windows to rear. Built in wardrobe. Door leading to en suite. Air Conditioning.
EN SUITE - 611' (2.11m) Max x 46' (1.37m) Max
Fitted in a three piece suite comprising; Low level WC, wash hand basin and shower cubicle. Tiled to splash back areas. Extractor fan. Radiator.
BEDROOM TWO - 129' (3.89m) Max x 81' (2.46m) Max
Double glazed window to front. Radiator.
BEDROOM THREE - 76' (2.29m) Max x 71' (2.16m) Max
Double glazed window to front. Radiator. Air conditioning.
FAMILY BATHROOM - 511' (1.8m) Max x 57' (1.7m) Max
Fitted in a three piece suite comprising; Low level WC, wash hand basin and panelled bath with shower over. Tiled to splash back areas. Radiator. Double glazed frosted window to side.
LANDSCAPED REAR GARDEN
Artificial lawn. Patio. Shed. Gated access to front. Enclosed by wooden fencing.
PARKING
Off road parking for two cars.
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Notice
Please note we have not tested any apparatus, fixtures, fittings, or services. Interested parties must undertake their own enquiries into the working order of these items. All measurements are approximate and photographs provided for guidance only.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £1,621.75
Total Interest: £208,830.27
Overall Total: £583,830.27
Amortization For Monthly Payment: £1,621.75 over 30 years ( Based on 3.20% Interest )
| Year | Interest | Principal | Balance |
|---|---|---|---|
| 2025 | £11,889.59 | £7,571.42 | £367,428.58 |
| 2026 | £11,643.72 | £7,817.29 | £359,611.30 |
| 2027 | £11,389.87 | £8,071.14 | £351,540.16 |
| 2028 | £11,127.77 | £8,333.24 | £343,206.92 |
| 2029 | £10,857.16 | £8,603.85 | £334,603.07 |
| 2030 | £10,577.76 | £8,883.25 | £325,719.82 |
| 2031 | £10,289.29 | £9,171.72 | £316,548.10 |
| 2032 | £9,991.45 | £9,469.56 | £307,078.55 |
| 2033 | £9,683.94 | £9,777.06 | £297,301.48 |
| 2034 | £9,366.45 | £10,094.56 | £287,206.92 |
| 2035 | £9,038.64 | £10,422.37 | £276,784.56 |
| 2036 | £8,700.19 | £10,760.82 | £266,023.74 |
| 2037 | £8,350.75 | £11,110.26 | £254,913.48 |
| 2038 | £7,989.96 | £11,471.05 | £243,442.43 |
| 2039 | £7,617.45 | £11,843.55 | £231,598.88 |
| 2040 | £7,232.85 | £12,228.16 | £219,370.72 |
| 2041 | £6,835.76 | £12,625.25 | £206,745.47 |
| 2042 | £6,425.77 | £13,035.23 | £193,710.24 |
| 2043 | £6,002.47 | £13,458.53 | £180,251.70 |
| 2044 | £5,565.43 | £13,895.58 | £166,356.12 |
| 2045 | £5,114.19 | £14,346.82 | £152,009.31 |
| 2046 | £4,648.30 | £14,812.71 | £137,196.59 |
| 2047 | £4,167.28 | £15,293.73 | £121,902.86 |
| 2048 | £3,670.64 | £15,790.37 | £106,112.49 |
| 2049 | £3,157.87 | £16,303.14 | £89,809.35 |
| 2050 | £2,628.45 | £16,832.56 | £72,976.78 |
| 2051 | £2,081.83 | £17,379.18 | £55,597.61 |
| 2052 | £1,517.47 | £17,943.54 | £37,654.07 |
| 2053 | £934.78 | £18,526.23 | £19,127.84 |
| 2054 | £333.17 | £19,127.84 | £0.00 |
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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Mon Apr 28 2025
All confirmed! We look forward to speaking with you.
Mon Apr 28 2025
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