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8 Main Street, Prestwick
£89,000 Fixed Price
Bedrooms
Bathrooms
19 Bennoch Place, Prestwick, KA9 2TG
Hoppers Estate Agency is pleased to market this well-presented, 1-bedroom upper flat in a quiet and well-maintained cul-de-sac. With private front door and stair, lounge, kitchen, bedroom and shower room, the property is in move-in condition and is ideal for first time buyers and investors looking to add to their portfolio. Early viewings are advised.
The spacious and bright living room offers space for both lounge furniture and a small dining table, and boasts a French door to a Juliet balcony which floods the room with natural light. From the lounge, a small central hallway with storage leads to the modern galley kitchen, with wall and base units providing ample storage and worktop space, as well as a small breakfast bar. The bedroom is double sized with fitted, mirrored storage, and completing the accommodation is a bright bathroom with white suite and shower over bath.
Externally, there is a shared green to the front of the property, and a residents parking area with an allocated space. The cul-de-sac is quiet and well-kept located within easy reach of a range of amenities in both Prestwick and Ayr.
DIMENSIONS
1110x175 approx.
Kitchen: 61x113 approx.
Bedroom: 87x112 approx.
Bathroom: 57x66 approx.
VIEWINGS Strictly by appointment through Hoppers Estate Agency Tel
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
8 Main Street, Prestwick
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