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£500,000
Bedrooms
Bathrooms
Horizon Estate Agents are pleased to offer to market this characterful four bedroom end of terrace family home located in the heart of Westcliff-On-Sea. The property comprises of four double bedrooms, with an en-suite to bedroom one, a modern fitted kitchen, utility room, three reception rooms, ground floor W.C and a family bathroom. The property also benefits from a good-sized, well maintained rear garden, with two paved patio seating areas and a Koi fish pond. Located within walking distance to local schools, transport links and the shops, restaurants and bars of London Road. Internal viewing is essential.
Hallway - Frosted double glazed entry door, under stairs storage cupboard, radiator, power points, tiled flooring, coved smooth plastered ceiling
Lounge - 3.89m x 3.78m (129 x 125) - Double glazed bay window to front aspect, radiator, power points, wood effect flooring, coved smooth plastered ceiling, opening to:
Snug - 3.89m x 3.78m (129 x 125) - Double glazed French Doors to rear garden, radiator, power points, wood effect flooring, coved smooth plastered ceiling.
W.C. - Two piece suite comprising of a low level W.C, wash hand basin, radiator, laminate flooring, smooth plastered ceiling.
Dining Room - 3.89m x 3.73m (129 x 123) - Double glazed bay window to front aspect, radiator, power points, wood effect flooring, coved smooth plastered ceiling, opening to:
Kitchen - 3.89m x 3.73m (129 x 123) - Range of eye and base level units with Quartz work surfaces over, double stainless steel sink drainer unit, 7 ring Cookermaster Gas Cooker with Extractor Hood over, integrated dishwasher, island with quartz work surfaces, base units and breakfast bar, double glazed window to rear aspect, wood effect flooring, coved smooth plastered ceiling.
Utility Room - 2.51m x 1.63m (83 x 54) - Double glazed door to rear garden, space and plumbing for dishwasher, space for tumble dryer, space for fridge freezer, power points, coved smooth plastered ceiling.
First Floor Landing - Loft hatch, radiator, power points, carpeted, coved smooth plastered ceiling.
Bedroom One - 3.99m x 3.58m (131 x 119) - Double glazed bay window to front aspect, radiator, power points, carpeted, coved smooth plastered ceiling.
En-Suite - Three piece suite comprising of a shower unit, pedestal wash hand basin, low level W.C, radiator, partly tiled walls, tile effect flooring, smooth plastered ceiling.
Bedroom Two - 3.99m x 3.56m (131 x 118) - Double glazed bay window to front aspect, storage cupboard, radiator, power points, carpeted, coved smooth plastered ceiling.
Bedroom Three - 3.89m x 3.58m (129 x 119) - Double glazed window to rear aspect, radiator, power points, carpeted, smooth plastered ceiling.
Bedroom Four - 3.91m x 2.67m (1210 x 89) - Double glazed window to rear aspect, radiator, power points, carpeted, smooth plastered ceiling.
Bathroom - Three piece suite comprising of a panelled bath, pedestal wash hand basin, low level W.C, obscured double glazed window to rear aspect, radiator, partly tiled walls, laminate flooring, smooth plastered ceiling.
Rear Garden - Paved patio seating area with a Pergola cover, exterior power points, laid to lawn with tree, shrub and flower bed borders, shed, further paved patio to rear with integrated pond.
Front Of Property - Front garden with tree and shrubs.
Additional Information - Tenure: Freehold
Council: Southend Borough Council
Tax Band: D
Agents Note - We recommend our customers use our panel of Conveyancers. It is your decision whether you choose to deal with our panel of Conveyancers but you are under no obligation to do so. You should know that we would receive a referral fee of 150 per transaction from them for recommending you to them.
Should you arrange a Mortgage through our recommended mortgage advisor, of which there is no obligation. We will receive a commission fee, the amount of commission will depend on the size of the loan and any associated insurance products that you decide to take.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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