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£525,000
Bedrooms
Extended detached house
Three/four bedrooms
Large Kitchen/diner
Gas central heating
garage and parking
Approx 100 rear garden
Close to Ashingdon School
Entrance - UPVC entrance door to;
Hallway - Stairs to first floor, dado rail, textured walls, doors off to;
Lounge - 242 x 102 increasing to 117 - Double glazed window to front aspect with fitted secondary glazed casing, two further double glazed windows to side aspect. Radiator, wall light points, power points, smooth plaster ceiling.
Ground Floor Cloakroom - Comprising low level flush w.c, wall mounted wash hand basin, tiled walls.
Kitchen/Diner - 233 x 123 - Comprising a range of fitted eye and base level units with rolled edge work surfaces over, leaded lite eye level display cabinets, inset one and a quarter bowl single drainer sink unit with mixer tap over. Built in oven with 4 ring electric hob over, plumbing for dishwasher, power points, coved and textured ceiling. Double glazed windows to rear and side aspects with double glazed french doors to side to garden, radiator, tiled floor, door off to;
2nd Reception - 113 x 11 - Lead lite double glazed doors to garden with double glazed windows either side to rear aspect. Double radiator, dado rail, coving to ceiling, wall light points.
Boiler Room/Storage Area - 8 x 46 - Wall mounted Valliant gas central heating boiler.
Landing - Obscured double glazed window to side aspect, dado rail, access to loft, doors off to all rooms
Bedroom One - 1010 x 101 (to fitted wardrobes) - Double glazed window to front aspect, radiator, fitted wardrobes, coved and textured ceiling.
Bedroom Two - 119 x 95 - Double glazed window to front aspect, radiator, dado rail, wall light points, fitted wardrobes.
Bedroom Three - 92 x 67 - Double glazed window to rear, radiator, textured ceiling.
Office/Nursery - 89 x 38 - Double glazed window to rear, textured ceiling.
Bathroom - Four piece suite comprising bath, pedestal wash hand basin, close coupled flush w.c and built in shower cubicle. Part wooden panelled walls, obscured double glazed window to rear, radiator, coved and textured ceiling.
Integral Garage - With up and over door.
Rear Garden - The main rear garden measures approximately 100ft, with a further woodland area to the side which is approximately half an acre (unmeasured).
Front Of Property - Provides off street parking for two vehicles.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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