4 bedroom detached for sale

£825,000

4

Bedrooms

3

Bathrooms

Floorplan

This superb brand new barn style four bedroom detached home has the added benefit of amazing views over open countryside with Chalgrave Church in the distance. Call now to arrange a viewing. Chaise House, located in a courtyard at the edge of the Village, has been built to an exceptional standard. The property is designed for modern living with an Eco friendly and energy efficient Air source heat pump which provides the under floor heating downstairs, radiators upstairs and hot water. The accommodation is suited to all age groups with bedroom one on the ground floor with En suite, living room with bi folding doors, luxury fitted kitchen, dining room with feature window, utility and cloakroom. On the first floor there is a second bedroom incorporating an En Suite, with two further bedrooms and family bathroom. Outside there are front and rear gardens, carport and additional parking. The property comes with a NHBC 10 year warranty.
Toddington is built around the traditional Village Green with St Georges Church and High Street shopping parade at either end. It has two highly rated local Schools, local park, Dentist and Doctors Surgery.
For the Commuter, Junction 11a and 12 of the M1 runs in close proximity and Harlington train station is only a short drive away which provides a frequent and direct rail connection on the Bedford to Brighton line served by Thameslink. If you feel a bit of retail therapy is needed, Milton Keynes shopping centre and its Theatre District can be found at Junction 14.

Entrance Hall - Entered via Composite front door with double glazed wing window, tiled flooring, inset spotlighting, double cupboard with underfloor heating manifold and water softener, double glazed feature window to front aspect, Oak and glass staircase to first floor accommodation.

Cloakroom - Low level W.C, wash hand basin with vanity under, 1/2 panelled walls, heated towel rail

Bedroom 1 - 3.19m x 4.22m (106" x 1310") - Electrically operated Velux conservation roof window, double glazed window to front aspect, T.V point, fitted double wardrobes

En-Suite Shower Room - Fitted with a back to wall W.C, wash hand basin with vanity under and mirror light over, double shower cubicle, heated towel rail, part tiled, double glazed window to side aspect.

Living Room - 3.76m x 5.56m (124" x 183") - Double glazed window to front aspect, engineered Oak flooring, feature fireplace with oak mantle and electric stove, Bi folding doors with acoustic glass to the rear garden, T.V point, bi folding doors to the dining room

Dining Room - 2.59m x 4.22m (86" x 1310") - Feature acoustic glass window to rear aspect, tiled flooring, T.V point, open plan to the fitted kitchen

Fitted Kitchen - 3.58m x 3.61m (119" x 1110") - Fitted with a Shaker style range of floor and wall units with Quartz worktop, Neff integrated dishwasher, wine rack, Eco bin, Rangemaster range cooker with Neff extractor over, Samsung fridge freezer, tiled flooring, T.V point, single drainer sink unit, inset spotlighting, acoustic glass window to rear, double doors to the entrance hall

Utility Room - 1.64m x 2.58m (55" x 86") - Composite door to side aspect, Shaker style floor and wall units with Quartz worktop over and quartz upstands, space for washing machine and tumble dryer, stainless steel sink with mixer tap, inset spotlighting

First Floor Landing - Oak and glass staircase, feature window to front aspect, built in storage cupboard, inset spotlighting

Bedroom 2 - 3.71m x 5.36m (122" x 177") - Acoustic glass window to side and rear aspect, eaves storage cupboard, cupboard housing hot water tank, radiator, T.V point

En-Suite Shower Room - 2.44m x 2.18m (80" x 72") - Velux conservation rooflight to rear aspect, low level W.C, shower cubicle, wash hand basin with solid surface worktop and vanity under, fitted mirror light, heated towel rail, tiled flooring with electric under floor heating and part tiled walls

Bedroom 3 - 3.73m x 2.64m (123" x 88") - Acoustic glass window to rear aspect, radiator, T.V point

Bedroom 4 - 2.64m x 3.73m (88" x 123") - Double glazed window to front aspect, radiator, T.V point

Bathroom - Velux conservation rooflight to rear, back to wall W.C, wash hand basin with solid surface worktop and upstands with vanity under and mirror light over, "P" Shaped shower bath with shower screen, heated towel rail, fully tiled, electric underfloor heating

Outside -

Rear Garden - The rear garden will be turfed prior to occupation, twin gated access to front and side, large patio area, garden shed, fitted air source heat pump

Front Garden - Turfed area (this will be done prior to occupation), pathway to front door

Carport And Additional Parking - Oak framed carport with slate roof, permeable cobblestone driveway providing off road parking, additional parking space to the side of the property, space for cycles



Features
  • Freehold

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £3,567.85

Total Interest: £459,426.59

Overall Total: £1,284,426.59

Amortization For Monthly Payment: £3,567.85 over 30 years ( Based on 3.20% Interest )

YearInterest Principal Balance 
2025£26,157.11 £16,657.11 £808,342.89 
2026£25,616.19 £17,198.03 £791,144.86 
2027£25,057.71 £17,756.51 £773,388.35 
2028£24,481.09 £18,333.13 £755,055.22 
2029£23,885.75 £18,928.47 £736,126.75 
2030£23,271.08 £19,543.14 £716,583.61 
2031£22,636.44 £20,177.78 £696,405.83 
2032£21,981.20 £20,833.02 £675,572.81 
2033£21,304.68 £21,509.54 £654,063.27 
2034£20,606.19 £22,208.03 £631,855.23 
2035£19,885.01 £22,929.21 £608,926.03 
2036£19,140.42 £23,673.80 £585,252.23 
2037£18,371.65 £24,442.57 £560,809.66 
2038£17,577.91 £25,236.31 £535,573.35 
2039£16,758.40 £26,055.82 £509,517.53 
2040£15,912.28 £26,901.94 £482,615.59 
2041£15,038.67 £27,775.55 £454,840.04 
2042£14,136.70 £28,677.52 £426,162.52 
2043£13,205.44 £29,608.78 £396,553.75 
2044£12,243.94 £30,570.28 £365,983.47 
2045£11,251.22 £31,563.00 £334,420.47 
2046£10,226.26 £32,587.96 £301,832.51 
2047£9,168.01 £33,646.21 £268,186.30 
2048£8,075.40 £34,738.82 £233,447.48 
2049£6,947.31 £35,866.91 £197,580.56 
2050£5,782.58 £37,031.64 £160,548.93 
2051£4,580.03 £38,234.19 £122,314.74 
2052£3,338.43 £39,475.79 £82,838.95 
2053£2,056.52 £40,757.70 £42,081.25 
2054£732.97 £42,081.25 £0.00 

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 670,825

Mortgage Loan to Value

81%

Gross Yield

12%

Annual ROI

34%

Annual Rental Profit

£ 45,105

Cumulative Rental Profit

£ 451,049

Cost of Purchase

£ 52,075
  • Stamp Duty
    £ 28,750

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 20,625
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 53,895
  • Mortgage Interest
    £ 30,187

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £ 13,068
  • Letting Fee
    £ 240
  • Maintenance
    £ 9,900
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

Adjust these figures

  %
  %
£
  %

This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£ 917,812
  • Final Equity Profit
    £ 466,763

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £ 451,049

    Cumulative Rental Profit = Annual rental profit x Time of Investment

Adjust these figures

  %

This is the assumed rate of house price inflation.

Final Property Value

£ 1,343,838

This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

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