4 bedroom detached for sale

£925,000

4

Bedrooms

3

Bathrooms

Floorplan

...This Home Is A Blend Of Comfort, Style, And Practicality, Promising An Exceptional Living Experience For Its Fortunate New Owners...

From the moment you step inside, this home captivates with its exceptional charm and elegance. The expansive floor plan and inviting outdoor living spaces make it a haven for family life and perfect for entertaining guests. With over 1700 sq. ft. of meticulously designed living space, this property sits on a generous plot featuring a large front garden, ample parking, and a rear garden that offers breathtaking views of the surrounding countryside.The house welcomes you into a bright and spacious hallway, complete with a convenient w/c. This leads to a sizeable lounge/reception room, featuring a cozy log burner and doors that open onto the garden and patio, seamlessly blending indoor and outdoor living.The heart of the home is undoubtedly the open-plan kitchen and dining area. Rear doors flood the space with natural light, highlighting the modern kitchen equipped with integrated ovens, a heating drawer, and an induction hob with an extractor fan. A central island with a breakfast bar, integrated dishwasher, and a sink with a hot water tap make this kitchen both beautiful and functional. Adjacent to the kitchen is a large utility room, offering endless opportunities to customize this space to suit your needs.The first-floor landing presents a stunning area with a floor-to-ceiling window, perfect for a cozy seating or reading nook. The principal bedroom, with its large en-suite shower room, faces the rear of the home and provides incredible views. Bedroom two is a spacious double with its own en-suite shower room, while bedrooms three and four are also generously sized doubles. A well-designed family bathroom completes the first floor.The outdoor space is simply delightful! The rear garden, with its south-westerly aspect, features a sizeable patio and spacious lawn area, ideal for entertaining. Side access to the garden enhances convenience, while the front of the home boasts a charming lawned area and ample driveway parking.

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 765825

Mortgage Loan to Value

%

Gross Yield

%

Annual ROI

%

Annual Rental Profit

£

Cumulative Rental Profit

£

Cost of Purchase

£
  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 23125
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 72075
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

Adjust these figures

  %
  %
£
  %

This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

Adjust these figures

  %

This is the assumed rate of house price inflation.

Final Property Value

£

This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

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