3 bedroom semi-detached for sale

£395,000 Guide Price

3

Bedrooms

2

Bathrooms

Floorplan

ABOUT THE PROPERTY:
This property fits into so many categories including the generational living with two staircases to different bedroom accommodation. The house has been rewired, there is also a recently fitted new plumbing system, PVCu windows and external doors. Plain plaster ceilings, fitted kitchen and bathrooms, newly painted........

This stunning house takes on the words renovation and updating to a new level. View to appreciate what has been achieved by the vendors.

FULL DETAILS AND APPROXIMATE ROOM SIZES ARE AS FOLLOWS:

Contemporary entrance door into:

Entrance Hall: 104' x 87' max (3.14m x 2.61m)
With engineered oak floor, return staircase to first floor with storage cupboard under, radiator, smoke detector, 86' ceiling, doorway to Kitchen, door to Sitting Room, door to:

Cloakroom: 56' x 33' (1.67m x 0.99m)
Contemporary white suite comprising of dual flush low level w.c., wash hand basin with h&c mixer and vanity cupboard below. Heated towel rail, obscure window to front aspect, wall mounted consumer unit.

Kitchen/Breakfast Room: 237' x 1010' (7.18m x 3.30m)
Fitted pale painted high and low level units, cupboards and drawers under square edge butchers block work surfaces with curved cabinets. Inset range cooker with units (soft closers on the doors) either side. Engineered wood floor with quarry tiled hearth defining the cooking area, breakfast bar peninsula with further storage under work surfaces, inset composite sink + drainer, h&c mixer over. Window and glazed French doors to front aspect, radiator, heat detector, ceiling light to breakfast area, recess spotlights to kitchen area, door to rear hall.

Sitting Room: 149' x 117' (4.49m x 3.53m)
Double opening French doors with glazed side panels to rear paved patio, radiator, recess spotlighting, two wall light points, television point, doorway to rear hall.

Rear Hall: 77' x 55' (2.31m x 1.65m)
T shaped, giving access to remaining ground floor accommodation, radiator, second staircase to first floor with cupboard under, door to:

Ground Floor Bathroom: 72' x 57' (2.18m x 1.70m)
Fitted with fully tiled walls, contemporary white suite comprising of a P shaped paneled bath with h&c mixer plus shower attachment over, curved glazed splash screen, pedestal wash hand basin, dual flush low level w.c., obscure window to rear aspect, extractor, chrome heated towel rail, recess spotlights.

Bedroom Four/Snug: 107' x 105' max (3.22m x 3.17m)
Window to rear aspect overlooking the garden, recess spotlights, radiator.

Utility Room: 81' x 74' (2.46m x 2.23m)
Off rear hall, Worcester oil fired boiler, plumbing for washing machine and water softener, sloping ceiling, window to side aspect, half glazed door to rear garden.

Return Staircase (1):
To first floor landing, smoke detector, obscure window to side aspect, door to:

Master Bedroom: 149' x 118' (4.49m x 3.55m)
A light and spacious room with additional storage alcove, 710' ceiling with recess spotlights, radiator, window
to rear aspect with views over paddock land and countryside beyond.

Shower Room: 122' red to 610' x 71' (3.70m red to 2.08m x 2.16m)
Fitted white suite comprising of a corner shower cubicle with glazed pivot door, mixer shower with dual heads, wash hand basin with h&c mixer over, vanity cupboard under. Dual flush low level w.c., with concealed cistern and wooden counter over with built-in cupboards, obscure window to front aspect, heated towel rail, extractor, recessed spotlights.

Staircase (2)
To first floor landing, loft access, storage cupboard, smoke detector, door to:

Bedroom Two: 15 into dormer x 115' (4.57m x 3.47m)
Window to front aspect overlooking the garden and countryside, radiator.

Bedroom Three: 15 into dormer x 107' (4.57m x 3.22m)
Window to front aspect overlooking the garden and countryside, radiator.

OUTSIDE:
A concrete drive and parking area lead up to the front and side of the house, mainly laid to lawn the gardens are of good proportions. There is a timber edged flower bed with Cherry Blossom tree. Feature mature tree, paved patio and path across the front of the house.

Rear Garden - Laid mainly to lawn and offering a blank canvas in which to work, there is also a paved patio area with post and rail fencing at the rear which then gives stunning views beyond. The garden to the side aspects has close border fencing offering a degree of seclusion. Oil tank.

Council tax band: A - Mid Suffolk District Council
Freehold
EPC rating: D

Regulations 2017 - Under Money Laundering, Terrorist Financing and Transfer of Funds As Estate Agents, we are required to obtain identification from buyers/sellers in the form of either the photo page of a driving licence or passport, the document must still be valid for use. In addition, we will request proof of address in the form of a utility bill (with the name and address of the buyer clearly marked within the document).
This must not be more than three months old.
Under the terms of the regulations, we are also required to clarify, where the purchase funds will be obtained from.



Features
  • Freehold

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Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 328575

Mortgage Loan to Value

%

Gross Yield

%

Annual ROI

%

Annual Rental Profit

£

Cumulative Rental Profit

£

Cost of Purchase

£
  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 9875
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 32325
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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  %

This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

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This is the assumed rate of house price inflation.

Final Property Value

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This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

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