4 bedroom semi-detached for sale

£410,000 Guide Price

4

Bedrooms

2

Bathrooms

PRELIMINARY DETAILS (Measurements & Floor Plan to be added)

This extended and modernised four bedroom semi-detached house is of traditional construction and sits in fabulous grounds (approx. of an acre s.ts.) and therefore offers space at the front for multiple vehicles and a wide expanse of lawn at the rear, with field views beyond.

FULL DETAILS AND APPROXIMATE ROOM SIZES ARE AS FOLLOWS:

Enclosed Entrance Porch:
Composite door with obscure panels and side window, PVCu door to:

Entrance Hall:
With Staircase to first floor, radiator, wall mounted meter and consumer unit, half glazed door into:

Dining Room:
Feature red brick fireplace (currently not used) with oak mantel, cupboard under stairs, radiator, window to front aspect, opening to:

Kitchen/Breakfast Room:
Comprehensively fitted with a range of white fronted high and low level units with cupboards and drawers, dampered closures. Inset Neff ceramic hob with chimney style stainless steel extractor, built-in AEG eye level double oven, dishwasher. Peninsula bar, one and a half bowl sink and drainer with swan neck h&c mixer over, separate filter tap, recently fitted new water softener, two under counter fridges, window to rear aspect with views over the garden. Wood laminate floor, double opening French doors to garden, radiator, door to Sitting Room, door to:

Utility Room:
Window to rear aspect, plumbing for washing machine, fridge/freezer, wood laminate floor, worktop, door to:

Cloakroom:
Comprising of a white suite with corner low level w.c., wall mounted wash hand basin, free standing Grant oil fired boiler on balanced flue, wood laminate floor.

Sitting Room:
Feature Firefox wood burning stove on raised red brick hearth, radiator, window to front and side aspects with views over the gardens, television point, telephone point.

First Floor Landing:
Access to all accommodation, two lofts, smoke detector.

Bedroom One:
With two double wardrobe cupboards, window to front aspect, radiator.

Bedroom Two:
Window to rear aspect, radiator, farmland views.

Bedroom Three:
Window to rear aspect, radiator, views over gardens and farmland beyond.

Bedroom Four:
Two windows to front aspect, radiator, double wardrobe cupboard.

Family Bathroom:
White suite comprising of dual flush low level w.c., contemporary style paneled bath with centrally mounted h&c mixer over, contemporary circular wash hand basin with h&c mixer over and vanity cupboard under. Corner shower cubicle with sliding glazed doors housing wall mounted MIRA sport electric shower. Obscure window to rear aspect, chrome heated towel rail, shaver socket. Airing cupboard with hot water cylinder and complimentary shelving.

OUTSIDE:
Approached through a five bar wooden gate leading onto a concrete apron with gravel drive, ample off-road parking with space for caravan (if required). Shrub hedged boundary to front, enclosed by wooden fencing to the sides with a substantial grassed area allowing for the property to sit well back from the road. Wall mounted EV charging point.
Side gate to: REAR GARDEN offers a wide expanse of lawn with curved and shaped flower borders, mature trees align the rear boundary with wooden fencing predominantly to the sides. Spacious paved patio area is situated behind the house with all overlooking undulating countryside.
Garden shed, outside tap, oil tank.

Mid Suffolk District Council - Tax Band D
Freehold - EPC rating: TBC

Regulations 2017 - Under Money Laundering, Terrorist Financing and Transfer of Funds
As Estate Agents, we are required to obtain identification from buyers/sellers in the form of either the photo page of a driving licence or passport, the document must still be valid for use. In addition, we will request proof of address in the form of a utility bill (with the name and address of the buyer clearly marked within the document).
This must not be more than three months old.
Under the terms of the regulations, we are also required to clarify, where the purchase funds will be obtained from.



Features
  • Freehold

Map location is not available for this property.

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 340950

Mortgage Loan to Value

%

Gross Yield

%

Annual ROI

%

Annual Rental Profit

£

Cumulative Rental Profit

£

Cost of Purchase

£
  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 10250
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 33450
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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£
  %

This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

Adjust these figures

  %

This is the assumed rate of house price inflation.

Final Property Value

£

This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

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