4 bedroom detached for sale

£940,000 Guide Price

4

Bedrooms

3

Bathrooms

Floorplan

A beautiful Grade II listed stone property tucked away in a truly idyllic setting of just over acre of partially walled grounds in the heart of one of Rutlands most sought-after villages and with uninterrupted views of the historic St. Marys Church.

Formally three cottages, with existing documents dating back to 1765, and now offering versatile accommodation which has been lovingly maintained and very much updated throughout. This delightful home is arranged over two floors and has the potential of annexe accommodation. Comprising of four bedrooms, five reception rooms and a wealth of period features such as exposed timbers, stone walls and pretty window seats. In addition, there is ample private parking and a garden room.

Step Inside - Step through the French doors directly into a light-filled orangery, currently used as a dining room which flows seamlessly into the kitchen. Creating the perfect space for both everyday family meals and entertaining. With ample room for additional seating and with views of the garden and the church beyond its a truly special spot, whatever the season.

The kitchen is well-appointed with both granite and solid wood work surfaces, a Smeg range cooker with induction hob, integrated dishwasher and tiled flooring underfoot.

Directly to the left is the sitting room offering a peaceful spot to unwind, with lovely views across the garden. Full-height cabinetry provides storage, balancing form and function in this lovely room. Now housing a media wall unit to suit the rooms needs but, previously used as dining room.

Following on is the wonderful living room, with two pretty window seats, ideal to take in those fabulous views or for cosy evenings there is an inglenook fireplace, with wood-burning stove, providing a lovely focal point to the room. Discreetly set into the oak flooring there is access to the cellar, ideal for your storage needs. Stairs lead to the main landing.

Next is the home office, enjoying direct access to the garden, perfect for working from home in a tranquil setting. A second staircase leads off to the first floor. Adjacent to the home office is a well-appointed shower room, with loo and washbasin.

Moving back into the kitchen we come to the utility room, with exposed stone wall and with floor to ceiling cabinetry, providing ideal storage for your white goods. With a Belfast sink and door leading directly into the garden, making it the perfect spot for muddy paws, laundry or potting your own cut flowers.


Leading directly off the utility room is the snug, which could be perfect for an annexe a warm and welcoming space centred around a feature fireplace with electric log burner. Fitted shelving and a floor-to-ceiling built-in cupboard provide both character and practical storage, making this a versatile room for reading or relaxing.

And So To Bed.... - Heading upstairs from the snug and its own staircase we come across a private bedroom, which is beautifully proportioned and benefits from twin Velux windows and built-in wardrobes. An ensuite shower room with vanity unit with inset sink and loo.

Coming back into the living room stairs rise to the main landing which gives access to three further bedrooms along with a luxurious ensuite bathroom.

The serene principal bedroom is a truly restful space, with both windows overlooking the front and skylight windows, an elegant light-filled space. In-built wardrobes provide excellent storage, while the luxurious en-suite bathroom includes a freestanding bath, a walk in shower, a vanity unit with twin hand basins with storage beneath and a marble top, and loo, all of which is complemented by attractive wall and floor tiling.

Next door is the 4thbedroom, which would also make either an ideal nursery or further home office. With a door leading directly into the 3rd bedroom or where privacy is wanted this lovely dual aspect double bedroom has direct access from its own staircase.

Step Outside - Set in grounds of just over acre, the gardens are well established and offer a great sense of privacy.

To the front, a large shingle driveway provides ample parking, secured by electrically operated gates that offer both convenience and privacy. Beside the orangery is the stone terrace, that provides ample room for your garden furniture, a wonderful setting for alfresco dining and evening entertainment.

Two ponds sit neatly within the grounds, the first one being adjacent to the house and between where mature borders lie. A view that changes beautifully with the ever changing seasons and in the summer months brings out the delightful hollyhocks.

An additional piece of garden was bought from the Church in the 1970s and in situ is the stone-built summer house, originally used as a donkey shelter by the church and now adding character and flexibility. A further outbuilding provides additional storage and has the potential as a useful workspace.

Leading from the front to the first lawn area, where a stone wall adjacent to the church borders mature beds and a variety of trees and onto to the wildflower garden, that brings seasonal colour and with the second pond, aiding the attraction of local wildlife.

Local Amenities - The property is in the village of Ketton, close to historic Stamford and surrounded by beautiful Rutland countryside. The village has an outstanding-rated primary school, a local shop/Post Office, large playground, cricket club, community centre, three churches and two pubs. While Stamford has excellent amenities, including a range of high street and independent retailers and a selection of cafs, restaurants and pubs. Independent schooling in the area includes Stamford Junior School and Stamford Endowed Schools.

The village is 3.8 miles from Stamford town centre and three miles from the A1. Stamfords station provides services to Peterborough (connecting to London Kings Cross services in approximately 46 mins) and to Cambridge.

Fixtures & Fittings - Every effort has been made to omit any fixtures belonging to the Vendor in the description of the property and the property is sold subject to the Vendors right to the removal of, or payment for, as the case may be, any such fittings, etc. whether mentioned in these particulars or not.
All fixtures specifically mentioned in these particulars are included in the sale and the fixtures normally designated as tenants equipment are excluded.

Services - Mains water, drainage, and electric are understood to be connected. The property has gas fired central heating. None of the services nor appliances have been checked by the agent.

Finer Details - Local Authority: Rutland County Council
Council Tax Band: E

Tenure: Freehold
Possession: Vacant upon completion

EPC Rating: Exempt

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 766450

Mortgage Loan to Value

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Gross Yield

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Annual ROI

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Annual Rental Profit

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Cumulative Rental Profit

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Cost of Purchase

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  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 23500
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 61450
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

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This is the assumed rate of house price inflation.

Final Property Value

£

This is the property value at the end of the investment based on an assumed rate of % house price inflation.

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