4 bedroom end of terrace for sale

£625,000 Guide Price

4

Bedrooms

2

Bathrooms

Floorplan

A MOST DELIGHTFUL LISTED HOUSE AND STUDIO/ANNEXE WITH SUBSTANTIAL DETACHED GARAGE, EXTENSIVE OUTBUILDINGS AND PRIVATE ENCLOSED COURTYARD GARDEN IN A WONDERFUL STREAMSIDE POSITION

Bridge Cottage lies in a wonderful streamside setting in the heart of the beautiful Estate village of Hovingham, itself centred upon Hovingham Hall, the magnificent mansion house designed and built by Thomas Worsley whose family still owns and controls the surrounding Estate and who are largely responsible for the quality and attractiveness of the village and surrounding countryside.

Hovingham embodies many of the attractive qualities of a local Yorkshire village to include to a Saxon Church, stone architecture, a stream and ford and facilities include a Village shop, Bakery, Myse restaurant, The Worsley Arms Hotel. There is also a GP surgery, village hall and a bus service between Hovingham and Malton.

A short distance to the north east lies Ampleforth, home to the renowned public school of Ampleforth College (now fully co-educational) where there is a well regarded Sports Centre offering a wide variety of activities to the general public. The well regarded co-educational preparatory school of Terrington Hall lies a few miles away to the south.

Constructed of attractive stone elevations under a pantile roof, Bridge Cottage is an extremely attractive period house built in the vernacular style and providing excellent and flexible living accommodation. From the Entrance Hall, panelled double doors open to a charming well proportioned dual aspect Drawing Room with an attractive open fireplace whilst twin sash windows look towards Beckside Stream make for a most light and spacious principal reception room of great character. To the rear of the Hall, lies the Dining Room which leads to a Fitted Kitchen. Beyond a Rear Hall/Boot Room with Cloakroom off, is a spacious Laundry/Utility Room.

To the first floor is a fine Master Bedroom with sash window and bench seat overlooking the stream with a door to a Dressing Room/Bedroom 4 which links with an adjacent Shower Room. Completing the picture and with access off an Inner Landing are two further bedrooms and a House Bathroom.

To the side of the house is a good sized gravelled turning and parking area which leads direct to a substantial Detached Garage being a former stable and featuring original hay racks and mangers. Close by is a Workshop. To the rear is a wonderful private courtyard garden partly enclosed by a rear Annexe currently used as a Studio/Garden Room but equally suitable as a Home Office or for letting purposes (subject to necessary consents). Adjacent is a substantial open fronted south facing Implement Shed currently used as a Games Room, whilst adjacent is a lofted Garden Store and adjoining which is a Barn of stone and pantile construction.

VIEWING
Strictly by appointment through the sole agents, Messrs Humberts York office, telephone .

Note: This property is EPC Exempt.

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 518325

Mortgage Loan to Value

%

Gross Yield

%

Annual ROI

%

Annual Rental Profit

£

Cumulative Rental Profit

£

Cost of Purchase

£
  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 15625
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 49575
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

Adjust these figures

  %
  %
£
  %

This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

Adjust these figures

  %

This is the assumed rate of house price inflation.

Final Property Value

£

This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

The Property has been saved to your favorites

Love the most
Second best
Meets our criteria
May be
Last resort

 / 5

Enquiry

Book an Appointment

Enter Details

Select Date and Time

GNB Property

10 Minute Meeting

  

Check all Details

Submit

Booking Confirmed

All confirmed! We look forward to speaking with you.

10 Minute Meeting

A calendar invitation has been sent to your email address.
Message