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£365,000 Guide Price
Bedrooms
Bathrooms
A CHARMING WELL APPOINTED PERIOD COTTAGE FACING THE GREEN IN THE CENTRE OF A RENOWNED HISTORIC ESTATE VILLAGE
St Bedes lies in a prime position facing The Green in the centre of the beautiful Estate village of Hovingham, itself centred upon Hovingham Hall, the magnificent mansion house designed and built by Thomas Worsley whose family still owns and controls the surrounding Estate and who are largely responsible for the quality and attractiveness of the village and surrounding countryside.
Hovingham embodies many of the attractive qualities of a local Yorkshire village to include a Saxon Church, stone architecture, a stream and ford and facilities include a Village shop, Bakery, Restaurant and The Worsley Arms Hotel. There is also a GP surgery, village hall, tennis court, bowling green, childrens play area and a bus service between Hovingham and Malton.
A short distance to the north east lies Ampleforth, home to the renowned public school of Ampleforth College (now fully co-educational) where there is a well regarded sports centre offering a wide variety of activities to the general public. The well regarded co-educational preparatory school of Terrington Hall lies a few miles away to the south.
Constructed of attractive stone elevations under a pantile roof, St Bedes is a charming well appointed village house providing excellent and flexible living accommodation. Of particular note is the fact that the Entrance Hall and the Dining and Breakfast Areas adjacent to the Kitchen have the benefit of Travertine stone floors. To the front elevation is arranged a well proportioned Sitting Room with a sash window and an open aspect towards The Green. To the rear of the Entrance Hall is a most wonderful open plan Living Area comprising a Dining Area, separate Breakfast Area and a well equipped fitted Kitchen with wooden floor, ceramic worksurfaces, base cupboards, plumbing for washing machine, integrated dishwasher, double oven and 4-ring halogen hob. To the rear is a convenient Study.
To the first floor is a most wonderful south facing Sun Room with fully glazed external elevation forming a most interesting and individual feature of the property. Adjacent lies the principal Bedroom with a Yorkshire sliding window facing the village green and with a walk-in dressing cupboard and ensuite Shower Room with Travertine floor and walls and a contemporary suite to include fully glazed shower cubicle. An Inner Landing with two Velux roof lights leads to two further Bedrooms and the House Bathroom with Travertine stone floor and walls, roof light and rolltop bath with shower head over.
To the rear of the Dining Area is a small flagged rear Terrace with a private path to High Street.
VIEWING
Strictly by appointment through the sole agents, Messrs Humberts York office, telephone .
Map location is not available for this property.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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