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£425,000
Bedrooms
Bathrooms
Hyde Estates are delighted to offer this heavily extended 3 bedroom semi-detached house for sale. The property has been transformed into a spacious family home with extensions to the side and rear completed in 2020. Offering ample off street parking and a landscaped rear garden the property boasts a fabulous 375sq/ft living room ideal for entertaining.
Situated in a popular residential area on the doorstep of Heaton Park Reservoir, within close proximity to schools, shops and Heaton Park itself. Close to both Whitefield and Prestwich Village and all their amenities with excellent links to the motorway network for commuters.
Accommodation - Comprising; tiled entrance porch, hallway with stairs to the first floor and understairs storage cupboard, front facing lounge, dining room with laminate flooring and sliding doors to the spacious living room featuring a media wall and French doors to the rear garden. The kitchen is fitted with a range of gloss fronted wall and base units, inset sink unit with mixer tap and contrasting tiled splashbacks. Freestanding gas, range cooker with extractor hood above, integrated dishwasher and space for washing machine and separate dryer. Also on the ground floor is a guest shower room accessed from the rear living room, fitted with a modern four piece white suite of; wc, washbasin, bidet and shower unit. Fully tiled with heated towel rail, frosted window and extractor fan. From the first floor landing are three double bedrooms with the two larger rooms having ample space for free standing bedroom furniture. The smaller third bedroom has a fitted storage cupboard. The L-shaped bathroom features a white suite of; wc, washbasin with floating drawers and bath with electric shower and shower screen. Fully tiled with two frosted windows, towel rail and extractor fan. Accessed via a drop down ladder from the first floor landing, the loft is fully boarded and has a Velux window, providing ideal space for additional storage.
Room Measurements - Lounge: 134 x 128
Dining Room: 1811 x 103
Living Room: 251 x 154
Kitchen: 17 x 65
Guest Shower Room: 65 x 51
Bedroom 1: 132 x 113
Bedroom 2: 113 x 104
Bedroom 3: 85 x 83
Bathroom: 8 x 74
Gardens - The block paved front garden provides ample off street parking whilst the rear garden has been landscaped to include a raised lawn and patio, ideally suited to outside dining. The garden also includes a detached outbuilding with uPVC window and door, ideal for storing garden tools and furniture.
Parking - Paved driveway provides off street parking for up to four vehicles.
Additional Information - The property is serviced by a wall mounted combi boiler (installed 2020) and has uPVC double glazed windows throughout. Alarm system and CCTV installed. We understand from the Vendor that extensive works were carried out to the property in 2020, which included extensions to the side and most notably the rear. A new roof was installed at the same time and the loft was boarded and a Velux window installed.
Tenure - We understand from the vendor that the property is FREEHOLD.
Council Tax - Bury Council, Band B.
Fixtures & Fittings - Carpets, curtains, and light fittings available by negotiation. We have not tested any appliances or electrical items.
Viewings - All viewings to be arranged via Hyde Estates and Letting Agents
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £1,837.98
Total Interest: £236,674.30
Overall Total: £661,674.30
Amortization For Monthly Payment: £1,837.98 over 30 years ( Based on 3.20% Interest )
| Year | Interest | Principal | Balance |
|---|---|---|---|
| 2025 | £13,474.87 | £8,580.94 | £416,419.06 |
| 2026 | £13,196.22 | £8,859.59 | £407,559.47 |
| 2027 | £12,908.52 | £9,147.29 | £398,412.18 |
| 2028 | £12,611.47 | £9,444.34 | £388,967.84 |
| 2029 | £12,304.78 | £9,751.03 | £379,216.81 |
| 2030 | £11,988.13 | £10,067.68 | £369,149.13 |
| 2031 | £11,661.20 | £10,394.61 | £358,754.52 |
| 2032 | £11,323.65 | £10,732.16 | £348,022.36 |
| 2033 | £10,975.14 | £11,080.67 | £336,941.68 |
| 2034 | £10,615.31 | £11,440.50 | £325,501.18 |
| 2035 | £10,243.79 | £11,812.02 | £313,689.16 |
| 2036 | £9,860.22 | £12,195.59 | £301,493.57 |
| 2037 | £9,464.18 | £12,591.63 | £288,901.94 |
| 2038 | £9,055.29 | £13,000.52 | £275,901.42 |
| 2039 | £8,633.12 | £13,422.69 | £262,478.73 |
| 2040 | £8,197.23 | £13,858.58 | £248,620.15 |
| 2041 | £7,747.20 | £14,308.61 | £234,311.54 |
| 2042 | £7,282.54 | £14,773.27 | £219,538.27 |
| 2043 | £6,802.80 | £15,253.01 | £204,285.27 |
| 2044 | £6,307.49 | £15,748.32 | £188,536.94 |
| 2045 | £5,796.08 | £16,259.73 | £172,277.21 |
| 2046 | £5,268.07 | £16,787.74 | £155,489.47 |
| 2047 | £4,722.91 | £17,332.90 | £138,156.58 |
| 2048 | £4,160.05 | £17,895.76 | £120,260.82 |
| 2049 | £3,578.92 | £18,476.89 | £101,783.93 |
| 2050 | £2,978.91 | £19,076.90 | £82,707.02 |
| 2051 | £2,359.41 | £19,696.40 | £63,010.62 |
| 2052 | £1,719.80 | £20,336.01 | £42,674.61 |
| 2053 | £1,059.42 | £20,996.39 | £21,678.22 |
| 2054 | £377.59 | £21,678.22 | £0.00 |
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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Fri Jun 06 2025
All confirmed! We look forward to speaking with you.
Fri Jun 06 2025
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