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£260,000 Offers over
Bedrooms
Bathrooms
Hyde Estates are delighted to offer this extended 3 bedroom quasi semi-detached family home for sale. Offering spacious living accommodation throughout the property also benefits off street parking for at least three vehicles and is offered with no onward chain!
Located just off Oak Lane, Derwent Avenue is situated in a popular residential area of Whitefield with commuters having excellent access to the local motorway network. With both Whitefield and Prestwich Village close by, residents have an abundance of amenities on their doorstep including; independent bars and restaurants, schools, shops and parks. The closest Metrolink station is Besses oth Barn just 0.7miles away.
Accommodation - Comprising; entrance hall with stairs to the first floor and a spacious lounge with electric fire. The kitchen is fitted with a range of gloss fronted pantry cupboards mixed with wall & base units, contrasting worksurfaces with inset stainless steel sink unit and engineered hardwood flooring. Integral double oven, 5 ring gas hob and extractor hood with space for freestanding fridge and separate freezer. Fully opening to the fabulously bright and airy living room with space for both lounge and dining furniture. Benefitting two Velux windows and French doors to the rear garden. Engineered hardwood flooring continues from the kitchen and a feature cast iron, duel fuel stove provides additional wow factor. An inner hallway off the kitchen provides access to the guest wc which features a modern white suite of wc and washbasin with storage beneath and space for a washing machine. External side door. To the first floor are three bedrooms, two of which are double rooms with both having fitted furniture. The third bedroom is a single room with built in storage above the stairs. Featuring a contemporary suite of; wc, washbasin with storage cupboard beneath and walk in double shower with mains operated shower and rainfall effect shower head, the family shower room has a mix of tiled and panelled splash backs, a frosted window, tiled flooring and an extractor fan. From the first floor landing there is a drop down ladder providing loft access.
Room Measurements - Lounge: 161 x 117
Living Room: 229 x 147 at extremes
Kitchen: 106 x 93
Guest WC: 6 x 43
Bedroom 1: 135 x 96 at extremes
Bedroom 2: 118 x 94
Bedroom 3: 94 x 62
Bathroom: 76 x 510
Gardens - From the front drive is secure, gated side access opening to the rear garden which features a raised, loose shale area with ample space for seating and a lawned area with fruit trees.
Parking - Off street parking for at least three vehicles to the front of the property.
Additional Information - The property is serviced by a wall mounted combi boiler and uPVC double glazed windows throughout. The loft is accessed from the first floor landing via a drop down ladder and is insulated and boarded providing additional storage. A new roof was installed in 2023, with gutters and soffits being replaced at the same time. Solar panels provide reduced electricity bills and are currently on a 25 year lease which is due to expire soon. Fully alarmed.
Tenure - We understand from the vendor that the property is FREEHOLD.
Council Tax - Bury Council, Band A.
Fixtures & Fittings - Carpets, curtains, and light fittings available by negotiation. We have not tested any appliances or electrical items.
Viewings - All viewings to be arranged via Hyde Estates and Letting Agents .
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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