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169/171 High Street, Tonbridge Kent
£600,000
Bedrooms
Bathrooms
PRICE RANGE 600,000 - 625,0000 A TRULY IMMACULATE SEMI DETACHED HOUSE OF CONSIDERABLE CHARACTER built by Bellway Homes in 2017 as one of only two on the development to their Stowe design being a dissimilar pair and energy efficient having a highly regarded B rated EPC.
The present owner has maintained the home to a very high standard and added further benefits beyond the original specification. Features include solar panels , abundance of external lights and power points, HIVE smart thermostat for heating, Plantation style shutters to the Sitting Room and Main bedroom, fitted Venetian blinds as well as an easily maintained rear garden with summerhouse/home office and a shed. The house also has the considerable benefit of being able to accommodate several cars off the road and is still covered by the NHBC warranty
The property offers so much that an inspection is advised. to fully appreciate its many qualities.
Leigh - Occupying a fine corner position with a belt of communal woodland to the side at the beginning of this well planned recent development on the outskirts of the favoured village which is about a mile and provides a picturesque Green, Primary School and general store/sub post office. Leigh station on the Tonbridge to Redhill and Gatwick line is a slightly longer distance. Hildenborough Main Line station with frequent services to London and the South Coast is about one and a half miles.
Tonbridge and Sevenoaks both offering good shopping including Waitrose as well as a selection of Private and State schools and leisure pursuits are four and six miles respectively. Access to the A21 and motorway network beyond is about four miles.
Delightful countryside and walks including to Haysden Country Park in the near vicinity.
Entrance Porch Canopy - With tiled roof.
Spacious Entrance Hallway - With radiator, double built in coats cupboard with shelving, Amtico flooring.
Cloakroom - With WC having a concealed cistern, wash basin with cupboard under, heated towel rail. Matching floor and wall tiles.
Sitting Room - A delightful bright through room with two radiators, Shutters to front window. Amtico flooring and bifolding doors opening onto the south facing patio and courtyard style garden.
Kitchen With Dining Room - The kitchen is well appointed and is fitted with a one and a half bowl stainless steel single drainer sink inset to a work surface with cupboards and storage under, plumbing for washing machine and waste disposal. Worktop to side with Bosch dishwasher, integrated fridge and freezer under, range of wall cupboards , one housing the Ideal Logic Heat 12 gas fired boiler. Additional work top to other side with cupboards and drawers under and an AEG five ring gas hob inset and matching extractor hood over. AEG double oven and grill in cupboard housing. The South Facing Dining Room has a radiator and bifold doors opening to the patio.
First Floor -
Part Galleried Good Sized Landing - With radiator, linen cupboard with cylinder. Loft ladder access to fully boarded roof space.
Master Bedroom - Shutters with window to front with radiator and a double fitted wardrobe cupboard. EN SUITE SHOWER ROOM with contemporary style fitments , fully tiled shower cubicle with rainforest shower head and Mira unit, WC and concealed cistern, wash basin and a ladder style heated towel rail.
Bedroom Two - With radiator.
Bedroom Three - With radiator.
Family Bathroom - With a contemporary suite comprising a panelled bath,having a mixter tap and rainforest shower, WC and concealed cistern, wash basin. Ladder style heated towel rail and matching floor and all tiled wall tiles.
Outside - The SOUTH FACING REAR GARDEN has been tastefully redesigned in a courtyard style and is enclosed on two sides by a tall brick wall to provide maximum privacy. There is an extensive paved patterned area with stocked borders to enjoy those lazy days in the sun! SUMMERHOUSE/ HOME OFFICE with power and light. A side gate provides a rear access and also to the CAR PORT under a high pitched tiled roof with SHED to the rear and a brick paved parking area to the front.
The FRONT GARDEN has a BRICK PAVED PARKING AREA for two cars and an electric charge point. Pebbled area with shrubs and an open plan stocked strip to the side of the property.
Note - There is a half yearly service charge (currently 297.40 payable to AM Surveying and Block Management) to cover the cost of maintenance of the common areas of the development eg roadway, pond, woodland and childs play area.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £2,594.80
Total Interest: £334,128.43
Overall Total: £934,128.43
Amortization For Monthly Payment: £2,594.80 over 30 years ( Based on 3.20% Interest )
Year | Interest | Principal | Balance |
---|---|---|---|
2025 | £19,023.35 | £12,114.26 | £587,885.74 |
2026 | £18,629.96 | £12,507.66 | £575,378.08 |
2027 | £18,223.79 | £12,913.83 | £562,464.25 |
2028 | £17,804.43 | £13,333.18 | £549,131.07 |
2029 | £17,371.46 | £13,766.16 | £535,364.91 |
2030 | £16,924.42 | £14,213.19 | £521,151.71 |
2031 | £16,462.87 | £14,674.75 | £506,476.97 |
2032 | £15,986.33 | £15,151.29 | £491,325.68 |
2033 | £15,494.31 | £15,643.30 | £475,682.38 |
2034 | £14,986.32 | £16,151.30 | £459,531.08 |
2035 | £14,461.83 | £16,675.79 | £442,855.29 |
2036 | £13,920.31 | £17,217.31 | £425,637.98 |
2037 | £13,361.20 | £17,776.42 | £407,861.57 |
2038 | £12,783.94 | £18,353.68 | £389,507.89 |
2039 | £12,187.93 | £18,949.69 | £370,558.20 |
2040 | £11,572.56 | £19,565.05 | £350,993.15 |
2041 | £10,937.22 | £20,200.40 | £330,792.76 |
2042 | £10,281.24 | £20,856.37 | £309,936.38 |
2043 | £9,603.96 | £21,533.65 | £288,402.73 |
2044 | £8,904.69 | £22,232.93 | £266,169.80 |
2045 | £8,182.70 | £22,954.91 | £243,214.89 |
2046 | £7,437.28 | £23,700.34 | £219,514.55 |
2047 | £6,667.64 | £24,469.97 | £195,044.58 |
2048 | £5,873.02 | £25,264.60 | £169,779.98 |
2049 | £5,052.59 | £26,085.03 | £143,694.96 |
2050 | £4,205.51 | £26,932.10 | £116,762.86 |
2051 | £3,330.93 | £27,806.68 | £88,956.17 |
2052 | £2,427.95 | £28,709.66 | £60,246.51 |
2053 | £1,495.65 | £29,641.97 | £30,604.55 |
2054 | £533.07 | £30,604.55 | £0.00 |
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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Thu Jun 26 2025
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Thu Jun 26 2025
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