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£1,050,000 Guide Price
Bedrooms
Bathrooms
AN EXCEPTIONAL 5 BEDROOM DETACHED HOUSE SITTING IN A MUCH SOUGHT AFTER LOCATION
WITH PLANNING CONSENT TO CONVERT THE GARAGE - Guide Price 1.050m
OPEN HOUSE Saturday 28th June
Description - It is always a pleasure to be able to present such a well proportioned family house sitting in a much sought after location as this. Number 10 has been a much loved family home for many years and offers flexible accommodation for a family looking to settle in the popular village of Otford. The Open Plan Sitting/Dining Room is light and airy overlooking the rear garden. The stylish Kitchen/Breakfast Room has been extremely well designed with a comprehensive range of wall and base units with matching breakfast bar. The property benefits from a Study which is currently being used as an Art/Craft Room and also looks over the rear garden. The Master Bedroom with En Suite Shower Room is arranged on the first floor together with 4 further Bedrooms. For those who appreciate a garden, this will certainly not disappoint. A perfect setting for outdoor entertaining. This property can only be fully appreciated by internal viewing and we therefore recommend coming along to the OPEN HOUSE EVENT on Saturday 28th June.
Location - Situated in much favoured location in walking distance to station, village centre with many period buildings, listed pond and duck house on the famous roundabout. There are a number of boutique shops in the High Street including tea rooms, antique shops, library doctors surgery and restaurants/public houses. Close by, The Parade provides a range of day to day shopping facilities including a post office and convenience store. There are many highly regarded schools in the village both state and independent. Otford railway station provides fast services to London on the London Bridge/ Charing Cross line taking about 30 minutes. For those who enjoy outdoor pursuits there are a number of footpaths throughout the surrounding countryside with several golf clubs close by. Otford is a vibrant village with a village hall, recreation fields and many activities and clubs for all ages. Sevenoaks Town Centre is just 3 miles away with a wide range of shopping facilities, sports centre, theatre/cinema complex, restaurants, coffee shops and a mainline station with services to London on the Charing Cross/Cannon Street line. The M25 motorway can be joined just to the west of Sevenoaks at Chevening. Junction 5 with access to Heathrow and Gatwick airports including Bluewater Shopping Centre and the Dartford Crossing.
Entrance - Through part glazed front door into:
Entrance Hall - Cloaks cupboard. Radiator. Staircase leading to first floor.
Downstairs Cloak/Shower Room - Small window to front. Fully tiled shower cubicle. Vanity unit with wash hand basin inset. WC. Tiled floor.
L Shaped Sitting/Dining Room - Double glazed windows looking out onto rear garden. Feature brick fireplace with open fire. Television point. Parquet flooring.
Study/Art Room - Double glazed window to rear overlooking garden. Radiator.
Kitchen/Breakfast Room - Double glazed window to front. Double glazed patio doors leading out to rear garden Double glazed door to side. Comprehensive range of stylish shaker style wall and base units with quartz worktops. Stainless steel sink unit with mixer tap. Neff built in double oven. Induction hob set into work surface with extractor over. Integral dishwasher. Laminate floor.
Utility Room - Double glazed window to front. Space and plumbing for washing machine. Stainless steel sink unit with mixer tap. Space for fridge/freezer. Deep storage cupboard. Two radiators.
First Floor -
Landing - Deep storage cupboard. Radiator.
Master Bedroom - Double glazed window to rear. Radiator. Door leading to:
En Suite Shower Room - Small window to side. Fully tiled shower cubicle. Vanity unit with sink inset. WC. Chrome heated towel rail. Laminate floor. Radiator.
Bedroom - Double glazed window to rear. Hanging space to each side. Radiator.
Bedroom - Double glazed window to front. Television/Computer point. Radiator
Bedroom - Double glazed window to rear. Radiator
Bedroom - Double glazed window to rear.
Family Bathroom - Double glazed window to front. Suite comprising: Panelled bath with shower attachment and screen, vanity unit with wash hand basin inset, wc. Chrome heated towel rail. Tiled floor. Down lighting.
Outside -
Front - Driveway leading to entrance and providing space for off road parking.
Double Garage with up and over door. Outside light.
Rear - In our opinion the rear garden is a true feature of this property. Mainly laid to lawn and surrounded by a variety of mature shrubs, trees and climbing plants. The paved patio provides a perfect setting for outdoor entertaining. Two small timber sheds.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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