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£800,000
Bedrooms
Bathrooms
A 5 BEDROOM PROPERTY OFFERING IMMENSE SCOPE FOR UPDATING AND EXTENDING SUBJECT TO PLANNING CONSENT - 800,000
Description - As Sole Agents we are pleased to offer this well appointed property which offers immense scope for updating and extending subject to planning consent. The house has been a much loved family home for almost 50 years and now comes onto the market for the very first time since then. The accommodation is arranged over three floors with the Siting Room, Dining Room and Kitchen overlooking the rear garden. The Master Bedroom, two further Bedrooms and Family Bath/Shower Room are all on the First Floor. A fourth Bedroom/Home Office sits on the third floor together with a really useful Loft Room. In our opinion this property would ideally suit a young growing family wishing to settle in this popular village in easy walking distance to station, schools and all local amenities.
Location - Situated in much favoured location in walking distance to station, village centre with many period buildings, listed pond and duck house on the famous roundabout. There are a number of boutique shops in the High Street including tea rooms, antique shops, library doctors surgery and restaurants/public houses. Close by, The Parade provides a range of day to day shopping facilities including a post office and convenience store. There are many highly regarded schools in the village both state and independent. Otford railway station provides fast services to London on the London Bridge/ Charing Cross line taking about 30 minutes. For those who enjoy outdoor pursuits there are a number of footpaths throughout the surrounding countryside with several golf clubs close by. Otford is a vibrant village with a village hall, recreation fields and many activities and clubs for all ages. Sevenoaks Town Centre is just 3 miles away with a wide range of shopping facilities, sports centre, theatre/cinema complex, restaurants, coffee shops and a mainline station with services to London on the Charing Cross/Cannon Street line. The M25 motorway can be joined just to the west of Sevenoaks at Chevening. Junction 5 with access to Heathrow and Gatwick airports including Bluewater Shopping Centre and the Dartford Crossing.
Porch - Through part glazed door. Double glazed window to front. Tiled floor. Leading into:
Entrance Hall - Staircase to first floor. Radiator.
Cloakroom - Double glazed window to side. Wash hand basin and WC. Airing cupboard housing lagged hot water system.
Sitting Room - Dual aspect double glazed windows to front and side. Two double glazed patio doors to rear. Two radiators. Television point.
Dining Room - Double glazed window to rear. Radiator.
Kitchen - Double glazed window and door to rear. Door to side. Range of wall and base units with work surfaces over. Stainless steel sink unit with mixer tap. Space and plumbing for washing machine and cooker.
First Floor -
Landing - Two double glazed windows to front. Access to loft. Staircase to second floor.
Master Bedroom - Two double glazed windows to front. Laminate floor. Radiator. Sliding door leading to:
En Suite Shower Room - Small double glazed window. Shower cubicle. Wash hand basin. WC
Bedroom - Double glazed window to rear. Radiator.
Bedroom - Double glazed window to rear. Radiator.
Bedroom - Double glazed window to rear. Radiator.
Family Bath/Shower Room - Double glazed window to front and side. Modern suite comprising: shower/bath, vanity unit with sink inset, wc. Tiled surround. Down lighting. Tiled floor.
Second Floor -
Bedroom/Home Office - Part sloping ceiling. Large velux window with far reaching views to rear. Eaves storage space. Radiator.
Loft Room - Large storage room.
Outside -
Front - Off road parking for several vehicles. Entrance to Garage.
Rear - Attractive rear garden with patio area and pergola providing a perfect setting for outdoor entertaining. The garden wraps around the house to rear and side. Garden Room.
Garage - Up and over door.
Map location is not available for this property.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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