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£810,000 Guide Price
Bedrooms
Bathrooms
A WELL APPOINTED 4 BEDROOM DETACHED PROPERTY WITHIN A SHORT WALK TO MAINLINE STATION - NO ONWARD CHAIN 810,000
Description - We are delighted to present this super family home sitting in a much favoured location in easy walking distance to Otford Station and village centre. The property comes onto the market ready for immediate occupation with NO ONWARD CHAIN. The accommodation is arranged over two floors with a Sitting Room and Open Plan Kitchen/Dining Room on the Ground Floor together with a Wet Room. All four Bedrooms and Family Bathroom are on the first floor. The property offers immense scope for extending subject to planning consent. With NO ONWARD CHAIN we strongly recommend early viewing to fully appreciate all that this property has to offer.
Location - Situated in much favoured location in walking distance to station, village centre with many period buildings, listed pond and duck house on the famous roundabout. There are a number of boutique shops in the High Street including tea rooms, antique shops, library doctors surgery and restaurants/public houses. Close by, The Parade provides a range of day to day shopping facilities including a post office and convenience store. There are many highly regarded schools in the village both state and independent. Otford railway station provides fast services to London on the London Bridge/ Charing Cross line taking about 30 minutes. For those who enjoy outdoor pursuits there are a number of footpaths throughout the surrounding countryside with several golf clubs close by. Otford is a vibrant village with a village hall, recreation fields and many activities and clubs for all ages. Sevenoaks Town Centre is just 3 miles away with a wide range of shopping facilities, sports centre, theatre/cinema complex, restaurants, coffee shops and a mainline station with services to London on the Charing Cross/Cannon Street line. The M25 motorway can be joined just to the west of Sevenoaks at Chevening. Junction 5 with access to Heathrow and Gatwick airports including Bluewater Shopping Centre and the Dartford Crossing.
Entrance - Through double glazed front door. Window to side.
Entrance Hall - Staircase leading to first floor. Under stairs cupboard. Parquet flooring. Radiator.
Wet Room - Fully tiled surround. Walk in shower. Wash hand basin. WC. Down Lighting
Sitting Room - Double glazed leaded light window to front. Wall lights. Carpeted floor.
Family Room - Radiator. Opening into:
Kitchen/Diner - Double glazed patio doors leading to rear garden. Double glazed windows to side and rear. Comprehensive range of wall and base units with Earthstone work tops. Ceramic sink unit with mixer tap. Space and plumbing for washing machine and dishwasher. Rangemaster cooker with 5 ring electric hob and extractor over. Leading off to:
Small Breakfast Room - Deep cupboard with wall mounted boiler for central heating and hot water system. Vertical radiator.
First Floor -
Landing - Double glazed window to side. Access to loft. Airing cupboard housing lagged hot water cylinder. Radiator.
Bedroom - Double glazed leaded light window to front. Built in wardrobes. Steps down to:
Bedroom - Sloping ceiling. In our opinion this bedroom could be used as a Nursery or Home Office
Bedroom - Double glazed leaded light window to front. Built in wardrobe. Radiator.
Bedroom - Double glazed window to rear. Radiator
Family Bathroom -
Outside -
Front - Pathway to entrance. Lawn to side. Timber gate leading to rear garden.
Rear - Good sized rear garden providing a perfect setting for outdoor entertaining. Mainly laid to lawn and surrounded by a variety of mature shrubs and trees. A safe outdoor space for young children to play.
Map location is not available for this property.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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