4 bedroom detached for sale

£875,000 Offers in excess of

4

Bedrooms

2

Bathrooms

Floorplan

A much cherished family home since it was bought in 1991 and beautifully maintained by its current owners. A spacious DETACHED, FOUR DOUBLE BEDROOM, ONE BATHROOM, ONE SHOWER ROOM, THREE RECEPTION ROOM house that gives off a sense of comfort throughout.

Being sold with NO ONWARD CHAIN and set within the heart of highly popular Wrotham village with its great community it is sure to be popular. The local village school is in high demand and is a short walk away at the end of the road, three pubs in the heart of village tell you how sociable the community is and a convenience store.

Within 1.5 miles of Borough Green and its amenities it truly gets the best of both worlds with a mainline station giving connection to the West End and City of London.

Description - Approached from a large gravel drive the property sits proudly in its corner plot. A covered entrance welcomes you into the central hall and the space here sets the tone for the rest of the house. Access is granted to all areas and the hallway offers a downstairs water closet and understairs storage for coats and shoes. It also offers a doorway to the very good sized double garage allowing options for change of usage and development, subject to building regulations of course.

The main triple aspect sitting room sits to the front of the house and although of good proportions you feel the warmth of a family cosying together around the central brick fireplace and hearth. Light comes in from all areas and patio doors allow for access to the garden and air to flow in the warmer months. Double doors lead into a very nice sized formal dining room with large window to the side garden enjoying similar light to the sitting room. A doorway circulates you back to the hallway where you can enter the kitchen breakfast room to the rear. An ideal spot for this highly important room that shares a wall with the aforementioned dining room so could be linked in a bigger multi functional space. Again good light from the rear garden is enjoyed through the window above two sets of sinks and to the side, plus a door allowing access to the outdoors. A breakfast bar offers up a location for less formal dining or a seat to be sociable whilst preparations for meals are made. A study is positioned also to the rear, an ideal place to work from home in the new world we find ourselves in or provide a hobby or music room.

Upstairs, via the dog leg staircase a large central landing with plenty of space gives access to the four double bedrooms, ideal for a growing family. To the rear right hand corner the principal bedroom is of great size and looks out over the rear garden. It benefits from a spacious ensuite shower room. Centrally to the rear is the main family bathroom, currently offering a large corner bath, vanity sink unit and WC. All three other double bedrooms have a good square footage so they should not create those arguments on who gets which, although we cannot of course guarantee this!

Externally the house is embraced by its wrap around garden with separate areas functioning for social interaction connected to the house and others with fantastic mature planting in the deep borders around the sculptured lawn. Rear and front access to the garden is possible.

Wrotham Village - Wrotham is a popular and historic village on the Pilgrims Way, at the foot of the North Downs designated as an area of outstanding natural beauty - offering some delightful country walks. It is one and a half miles north of Borough Green and approximately five miles east of Sevenoaks. Its position between the M20 and M26 motorways provides easy access to London, the M25, the coast and Ebbsfleet Station. It has a highly rated primary school, local shop and popular public houses/restaurants as well as a very active Church. Borough Green/Wrotham station is about 1.5 miles to the south with good commuter services to London Victoria and London Bridge within 40 minutes travel.

Borough Green is a lively local community with an excellent range of local shops (including Sainsburys Local and a Co-Op) as well as other amenities (such as a library, village hall and various churches) and independent restaurants and cafes as well as a Costa. There are well thought of local primary schools and secondary schooling, medical centre and dentist.



Features
  • Freehold

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 724575

Mortgage Loan to Value

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Gross Yield

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Annual ROI

%

Annual Rental Profit

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Cumulative Rental Profit

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Cost of Purchase

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  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 21875
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 68325
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

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This is the assumed rate of house price inflation.

Final Property Value

£

This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

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