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£950,000
Bedrooms
Bathrooms
This beautifully presented and extended detached Edwardian family home is situated in a semi-rural location in the Metropolitan Green Belt.
Extending in total to almost 2000 sq ft the house lends itself to further extension if required, subject to necessary consents.
Internally the property has many features including high ceilings, picture rails, cornicing, stripped floorboards, gas central heating and double glazed window.
Price Freehold 950,000
Location - The property is situated on a convenient Hail & Ride bus route that connects directly to Orpington Station offering frequent services to central London in about fifteen minutes. There are shops including a Waitrose, doctors surgery, restaurants and coffee shops at Green Street Green about three miles and access to the M25 (J4) about six miles.
In Cudham you will find a recreation ground, the Blacksmiths Arms Public House, a garage, village hall and parish church.
Ground Floor - A double glazed front door with stained glass panels opens to the entrance hall.
Entrance Hall - With staircase to the first floor and doors to the sitting room and dining room.
Sitting Room - With radiator, double glazed windows to the front bay, feature fireplace with decorative tiled slips and open grate. Cornicing to the ceiling, picture rails and stripped floorboards.
Dining Room - With radiator, double glazed windows to the front bay, painted brick surround to the fireplace with fitted log burning stove and display niche. Cornicing to the ceiling, picture rail and stripped floorboard. Storage cupboard under the stairs. Arch to the kitchen/breakfast/family room.
Kitchen/Breakfast/Family Room - Fitted with a range of base and wall units including a breakfast bar, stainless steel sink unit, freestanding cooker with splash back and extractor hood over, dishwasher, radiator, quarry tiled flooring, stable door to the garden room and door to the utility room.
Utility Room - Fitted with a base unit with plumbing and space for appliances, deep Butler sink, wall mounted Vaillant gas boiler for central heating and hot water (Installed in 2024) Door to cloakroom.
Cloakroom - Fitted with a w.c. and stainless steel ladder style towel rail. Tiled walls and flooring and fitted wall shelving.
First Floor -
Landing - With radiator in cabinet surround over the stairs. Hatch to the loft space.
Bedroom One - With radiator, double glazed window to the front, decorative panelling to one wall with recessed display shelving. Fitted wardrobe cupboards to one wall. Hatch with fitted ladder to boarded loft space. Stripped floorboards.
Bedroom Two - With radiator, double glazed window to the front and range of fitted wardrobe cupboards to one wall. Stripped floorboards.
Bedroom Three - With radiator, double glazed window to the back overlooking the garden. Range of fitted wardrobe cupboards to one wall and stripped floorboards.
Bedroom Four - Currently used as a study with radiator, double glazed window overlooking the back garden and carpeted flooring.
Bathroom - Recently refitted to include bath with free standing mixer tap, walk in shower with rain shower and separate wall shower, w.c. and hand basin with fitted drawers under. Radiator, double glazed window, ladder towel rail, tiled walls and extractor fan.
Outside - To the front of the house there is off road parking for up to four vehicles with steps leading to the entrance, to the front there is a gravelled area.
The drive continues past the house with a gate and then on to the back and leads to a range comprising a garage, workshop and gym/home office.
The garden to the back is on the west side of the property and includes a sun terrace, lawn, established planting and a parterre-style garden with spa chippings, patio and four sleeper edged raised beds ready to be planted.
The plot extends in total to just under half an acre.
Services - Mains gas, water, electricity and drainage are connected.
Council Tax - The property is in an area administered by Bromley Borough Council and the property is in council tax band F
Route To View - Leave Westerham on the A233 towards Biggin Hill and Bromley. Continue straight on at the roundabout and continue up Westerham Hill. Turn right just after Westerham Heights Garden Centre which is on the left into Grays Road. Continue to the far end turning left into Cudham Lane South. The property will be found on the left just after Thrift Lane.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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