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£1,000,000 Guide Price
Bedrooms
Bathrooms
Close to Limpsfield Common with its golf course and cricket ground and acres of National Trust woodland this spacious detached family home is available free of onward chain.
Built in the nineteen seventies with pleasing brick and tile hung elevations under a tiled roof with the exception of the conservatory which was a later addition.
The house is one of seven in a private residents maintained drive.
GUIDE PRICE 1,000,000 FREEHOLD
Location - The hamlet of Limpsfield Chart is about three miles from Oxted, within the hamlet you will find the well regarded Carpenters Arms Pub, St Andrews Church and a village hall. Limpsfield Chart is surrounded by acres of National Trust land and Limpsfield Common with its nine hole golf course.
Oxted is the main centre for the area and has a wide selection of shops and supermarkets, a leisure centre with swimming pool, a cinema, a theater, a health centre and station to Croydon and London, these is also a station at Hurst Green.
There is a good choice of state and private schools for all ages in the surrounding villages and towns as well as sporting and recreational facilities.
M25 access from junctions 5 or 6.
Ground Floor - Double glazed double doors open to the enclosed entrance porch.
Entrance Porch - With double glazed windows and front door to the entrance hall.
Entrance Hall - With radiator, large storage cupboard, Kahrs engineered Artisan Maple flooring and cupboard under the stairs.
Cloakroom - With w.c., hand basin, heated towel rail incorporating a radiator, part tiled walls, Kahrs engineered Artisan Maple flooring and double glazed window.
Living Room - With two radiators, fireplace recess (The chimney has been capped), recessed log store, double glazed windows with fitted shutters, Kahrs engineered Artisan Maple flooring and display recess, opening to the dining room.
Dining Room - With radiator, double glazed window, Kahrs engineered Artisan Maple flooring, door to the kitchen and double glazed double doors to the conservatory.
Conservatory - With radiator, Kahrs engineered Artisan Maple flooring, double glazed windows and doors to the garden.
Study - With radiator, double glazed window with fitted shutters. Kahrs engineered Artisan Maple flooring.
Kitchen - Fitted with a range of base and wall units with timber work surfaces. Classic range cooker with Smeg extractor over. Built in fridge, freezer and dishwasher. Integrated washing machine and tumble dryer, built in sink unit. Double glazed double aspect windows, part tiled walls and double glazed door to the garden.
First Floor -
Landing - With a double glazed window to the side with fitted shutters. Hatch with fitted ladder to the loft space with gas boiler and mega flow supplementary water heater. Cupboard over the stairs, double linen cupboard with shelving, double wardrobe cupboard and wood flooring.
Bedroom One - With two radiators, double glazed windows with fitted shutters, two double wardrobe cupboards and Kahrs engineered Artisan Maple flooring.
En-Suite Bathroom - Fitted with an enclosed bath with mixer tap and shower attachment, w.c. and hand basin. Part tiled walls, ladder style heated towel rail, extractor fan and double glazed window.
Bedroom Two - With two radiators, double glazed windows with fitted shutters, double wardrobe cupboard and Kahrs engineered Artisan Maple flooring.
Bedroom Three - With radiator, double glazed window with fitted shutters, double wardrobe cupboard and Kahrs engineered Artisan Maple flooring.
Bedroom Four - With radiator, double glazed window with fitted shutters, shelved cupboard and Kahrs engineered Artisan Maple flooring.
Family Bathroom - With shower cubicle, w.c. and hand basin with drawers and cupboards under. Ladder style heated towel rail, double glazed window, extractor fan and part tiled walls and tiled flooring.
Outside -
Garage - With electric up and over door, light, power and door to the back garden. There is an outside store with light and power with external door.
There is parking for two cars in front of the garage, the kerb has been lowered to allow the parking area to be extended if required.
The Garden - There is access either side of the house to the back garden, to the front and right of the house is a large area with perimeter hedges, lawns, trees and shrubs. The back garden is mainly lawn with a patio.
Services - Mains gas, water, electricity and drainage are connect to the property.
Council Tax - The area is administered by Tandridge District Council and the property is in council tax band G
Note - Ridlands Grove is a private drive maintained by the residents, there is an annual charge of circa 200.
Directions - Leave Oxted on the A25 towards Westerham and Sevenoaks, continue straight on at the Limpsfield traffic lights and filter into the right lane. At the brow of the hill turn right on to the B269 Kent Hatch Road signposted to Crockham Hill and Edenbridge.
You will see the golf course on both sides of the road, after passing the golf course take the next road to the left into Ridlands Lane. Ridlands Grove will be found on the left.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £4,324.67
Total Interest: £556,880.71
Overall Total: £1,556,880.71
Amortization For Monthly Payment: £4,324.67 over 30 years ( Based on 3.20% Interest )
Year | Interest | Principal | Balance |
---|---|---|---|
2025 | £31,705.58 | £20,190.44 | £979,809.56 |
2026 | £31,049.93 | £20,846.10 | £958,963.46 |
2027 | £30,372.98 | £21,523.04 | £937,440.42 |
2028 | £29,674.05 | £22,221.97 | £915,218.45 |
2029 | £28,952.43 | £22,943.60 | £892,274.85 |
2030 | £28,207.37 | £23,688.66 | £868,586.19 |
2031 | £27,438.11 | £24,457.91 | £844,128.28 |
2032 | £26,643.88 | £25,252.15 | £818,876.13 |
2033 | £25,823.85 | £26,072.17 | £792,803.96 |
2034 | £24,977.20 | £26,918.83 | £765,885.13 |
2035 | £24,103.05 | £27,792.98 | £738,092.15 |
2036 | £23,200.51 | £28,695.51 | £709,396.64 |
2037 | £22,268.67 | £29,627.36 | £679,769.28 |
2038 | £21,306.56 | £30,589.46 | £649,179.82 |
2039 | £20,313.21 | £31,582.81 | £617,597.00 |
2040 | £19,287.61 | £32,608.42 | £584,988.59 |
2041 | £18,228.70 | £33,667.33 | £551,321.26 |
2042 | £17,135.40 | £34,760.62 | £516,560.64 |
2043 | £16,006.60 | £35,889.42 | £480,671.21 |
2044 | £14,841.14 | £37,054.88 | £443,616.33 |
2045 | £13,637.84 | £38,258.18 | £405,358.15 |
2046 | £12,395.46 | £39,500.56 | £365,857.59 |
2047 | £11,112.74 | £40,783.28 | £325,074.30 |
2048 | £9,788.36 | £42,107.66 | £282,966.64 |
2049 | £8,420.98 | £43,475.05 | £239,491.59 |
2050 | £7,009.19 | £44,886.83 | £194,604.76 |
2051 | £5,551.56 | £46,344.47 | £148,260.29 |
2052 | £4,046.59 | £47,849.44 | £100,410.85 |
2053 | £2,492.75 | £49,403.28 | £51,007.58 |
2054 | £888.45 | £51,007.58 | £0.00 |
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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Tue Jun 24 2025
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