3 bedroom detached for sale

£895,000

3

Bedrooms

2

Bathrooms

Floorplan

In a semi rural location in the Green Belt and An Area of Outstanding Natural Beauty and close to open countryside this delightful detached three bedroom family home dates from the nineteen twenties/thirties and has pleasing brick elevations clad with wisteria and other shrubs under a tiled roof.
For those looking for a larger home planning consent has previously been granted to extend the property into a four bedroom family home (Interested purchaser are recommended to seek their own planning advice).

Price Freehold - 895,000

Location - Situated under a mile from Westerham town centre where there are a good selection of local shops, two supermarkets and various cafes, restaurants, bars and public houses.
Westerham also has a medical practice, library and the Churchill Primary School.
There are other state and private schools in the area as well as sporting and recreational facilities including Westerham Golf Club.
Trains to London and a wider choice of shops from Sevenoaks and Oxted and M25 access from junctions 5 or 6.

Ground Floor -

Entrance Porch - The porch is oak framed with an oak door opening to the entrance hall.

Entrance Hall - With oak flooring, recessed ceiling lights and radiator in cabinet surround. Stairs to the first floor and to the basement utility toom.

Shower/Cloakroom - With shower cubicle, w.c. and hand basin. Ladder style towel rail, part tiled walls, shaver socket and wood effect flooring.

Living Room - A double aspect room with double glazed double doors to the terrace and garden, radiator, brick surround to fireplace with open grate and quarry tiled hearth. Recessed ceiling lights.

Sitting Room - With radiator, fireplace recess with beam over and display alcove to one side with glass shelving. There are part panelled walls and double doors to the conservatory/ding room.

Conservatory/Dining Room - With double glazed windows and door to the garden.

Kitchen/Breakfast Room - Fitted with a range of base and wall units, inset single drainer one and a half bowl stainless steel sink unit, built in hob, oven, extractor, dishwasher and fridge. Cupboard with gas boiler for central heating and hot water, part tiled walls, tiled flooring, double glazed double doors to the terrace and garden and door to a BOOT ROOM with door to the outside.

First Floor -

Landing - With storage cupboards, one housing the hot water cylinder.

Bedroom One - With radiator and double aspect windows.

Bedroom Two - With radiator and double aspect windows.

Bedroom Three - With radiator and double aspect windows.

Bathroom - With enclosed bath with mixer tap and separate shower over, w.c. and hand basin. Ladder style towel rail, part tiled walls and tiled flooring.

Basement -

Utility Room - Fitted with work surfaces with cupboards and plumbing for washing machine and tumble dryer under. there is a small desk area allowing for home working

Outside -

Garage - There is a single garage which has previously been used as a treatment room with cloakroom. Purchasers are advised that some work is required to the garage.
There is off road parking for up to three vehicles.

The Garden - From the drive steps lead up to the hose with either side a selection of trees and shrubs and a lawn, there is a gated access to the back garden where there is a generous paved terrace, lawns, flowering trees and shrubs providing excellent seclusion and privacy. The plot extends in total to about a quarter of an acre and backs on to grazing land.

Planning - Planning consent subject to conditions, reference SE/08/02874/FUL was granted by Sevenoaks District Council for two storey extensions to the house, a further application Reference SE/11/03182/EXTLMT to extend the time limit for the work to be undertaken, were both granted by the council.
The extension would have allowed for the property to comprise to the ground floor, an extended main reception room and a new breakfast room in addition to the second reception room and conservatory, with to the first floor to include alterations four bedrooms, two with en-suite shower rooms and a family bathroom.

Services And Council Tax - Mains gas, water, electricity and drainage.
Sevenoaks District Council - Band F

Directions - Leave Westerham on the A25 towards Brasted, pass The Green and continue down Vicarage Hill. At the bottom of the hill turn right into Hosey Hill (B2026). The property will be on the left after about half a mile.

Map location is not available for this property.

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 741075

Mortgage Loan to Value

%

Gross Yield

%

Annual ROI

%

Annual Rental Profit

£

Cumulative Rental Profit

£

Cost of Purchase

£
  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 22375
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 69825
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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This is the percentage of the rent that you will spend maintaining the property.

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Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

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This is the assumed rate of house price inflation.

Final Property Value

£

This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

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