4 bedroom detached for sale

£750,000

4

Bedrooms

2

Bathrooms

Floorplan

Detached House in Stunning Position | Just under 4 .5 Acres of Gardens, Paddock & Woodlands | Elevated Position with Views | Outbuildings | 4 Bedrooms and 2 Bathrooms | Large Utility | Viewing Highly Recommended

Set in a lovely position in the picturesque and peaceful village of Bredwardine in west Herefordshire, offering a village hall and church, and The Red Lion public house within walking distance. The property lies only a few minutes drive away from Oakchurch Farm Shop and local independent shops & post office in the nearby village of Eardisley. Large towns are within easy reach including 8 miles from Hay on Wye and 14 miles from the cathedral city of Hereford providing major railway links, restaurants, supermarkets, as well as a variety of popular shops.
There is a great range of schooling to chose from including primary schools in Staunton On Wye, Eardisley & Clifford, as well as the popular secondary school of Fairfield.

This charming and substantially extended cottage combines period character with modern comforts, creating an ideal home for family life. Thoughtfully upgraded, the property features oil-fired central heating, replacement double glazing, and offers spacious, well-balanced accommodation with potential for further extension (subject to the necessary planning consents). Set in an idyllic rural location, the home is nestled within its own ring-fenced plot of approximately 4.5 acres, comprising gently undulating pasture paddocks, areas of mature woodland, and a fast-flowing stream, offering privacy, space, and stunning countryside views.

The ground floor includes an entrance porch leading into a welcoming hall with quarry-tiled flooring, a radiator, and double doors opening to the front terrace. The lounge is a beautifully finished space with oak flooring, an inglenook-style fireplace housing a wood-burning stove on a raised hearth, painted ceiling timbers, and further double doors opening to the kitchen/dining room. This open-plan area is fitted with oak-style base and wall units, a built-in dishwasher, a Rangemaster cooker, and features both tiled and oak flooring. An archway connects back to the hall, and double doors open onto the rear garden. A rear hallway leads to a utility room with an additional sink and appliance space. Also on the ground floor is a good-sized fourth double bedroom, ideal for guests or multi-generational living, served by an adjacent shower room with tiled cubicle, electric shower, wash hand basin, WC, radiator, tiled floor, extractor fan, and window.

Upstairs are three further double bedrooms and the family bathroom. The master bedroom enjoys a triple aspect with far-reaching views. Bedroom three leads through to bedroom two, creating a flexible space ideal for a dressing room, nursery, or home office. The landing includes a generous storage cupboard. The family bathroom is fitted with a white suite, comprising a bath with mixer tap and shower attachment, tiled surround, wash hand basin, WC, ladder-style radiator, extractor fan, and window.

Outside, the property is approached via a cattle grid and a sweeping metalled driveway that meanders through the paddocks, with an area of woodland to one side. The drive leads to a parking area and a detached outbuilding currently used as a classic car workshop and restoration facility, complete with light and power. A further section of woodland, with a fast-flowing stream, lies beyond, and a second cattle grid gives access to additional parking and a detached double garage with light and power. There is also a large storage shed. The gardens are sloping and part terraced, with lawned areas, a paved front terrace, and a rear gravelled courtyard-style garden, all complemented by numerous ornamental shrubs and mature trees. External lighting and a water tap are also provided.

Altogether, this unique property offers a rare opportunity to enjoy a peaceful rural lifestyle, with land, versatile outbuildings, and further potential, all within a picturesque Herefordshire setting.

Agent Notes:
-The current owners have had drawings for potential development of the lower land, this is subject to necessary planning permission.
-There are 2 public footpaths that run through the properties curtilage.

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 621450

Mortgage Loan to Value

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Gross Yield

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Annual ROI

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Annual Rental Profit

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Cumulative Rental Profit

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Cost of Purchase

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  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 18750
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

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£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 58950
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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This is the percentage of the rent that you will spend maintaining the property.

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Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

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Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

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  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
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    Cumulative Rental Profit = Annual rental profit x Time of Investment

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Final Property Value

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This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

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