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£170,000
Bedrooms
Bathrooms
We are pleased to announce for sale this three bedroom semi detached property which is situated on the North side of St Helens and within very easy reach of the East Lancs Road. The property presents itself with spacious family size accommodation and also with room for expansion, subject to planning. It benefits from gas central heating and UPVc double glazing and briefly comprises of entrance hallway, through lounge and dining room and kitchen to the ground floor. To the first floor there are three bedrooms and a family bathroom. Externally the property has a driveway to the front and enclosed garden to the rear. Viewing is highly recommended to appreciate the size and condition of this property and can be arranged through our office or by calling .
Description - Entry to the property is via a good-sized entrance hall with a PVCu double glazed front door.
The lounge through dining room has two distinct areas with PVCu double glazed windows to both ends of the room as well as a feature fireplace. The kitchen is fitted with a range of base, drawer and wall units with coordinated work surfaces, along with plenty of space for appliances. There is a PVCu double glazed door to the rear garden as well as a PVCu side window.
The first floor of the property boasts two double bedrooms as well as a third single bedroom. The family bathroom is fitted with a low-level WC and a pedestal wash basin, there is a panel bath with shower over.
Property has gas central heating and as already mentioned PVCu double glazing.
To the rear is an enclosed garden on two levels with a lawned area as well as patio area, there is standing for a shed. Access to the front by the side of the property. The front has been paved to provide plenty of off-road parking for several motor vehicles.
Entrance Hallway -
Through Lounge Dining Room - 7.24 x 3.19 (239' x 105') -
Kitchen - 3.01 x 2.50 (910' x 82') -
First Floor Landing -
Bedroom One - 3.85 x 2.84 (127' x 93') -
Bedroom Two - 3.41 x 3.11 (112' x 102') -
Bedroom Three - 2.99 x 2.31 (99' x 76') -
Family Bathroom -
External -
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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