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£560,000
Bedrooms
Bathrooms
James Chiltern are pleased to present this charming and well-loved family home, offering generous living space, characterful touches and a stunning garden retreat in a peaceful residential setting.
Upon entry, youre greeted by a bright and spacious through-lounge and dining area, finished with warm, neutral tones, elegant lighting and a feature fireplace that adds a cosy focal point. The layout flows beautifully into the rear of the property, where large windows and French doors draw in natural light and create a seamless connection to the outdoors.
At the back of the house sits a substantial conservatory, currently set up as a second lounge and ideal for relaxing or hosting guests. Overlooking the mature garden, it provides a calming space to enjoy the view all year round, with direct access to the patio.
The kitchen is situated separately, offering plenty of cupboard space, generous worktops, and room for appliances. Thoughtfully arranged and easy to navigate, its well-suited to busy daily life and weekend cooking alike.
One of the bedrooms is conveniently located on the ground floor, offering flexibility for multi-generational living, a home office, or guest accommodation. A ground floor WC adds further practicality to the layout. Upstairs, the remaining bedrooms are well-sized and filled with natural light, with a combination of fitted storage and space to personalise. The bathroom is fully tiled and features a bathtub with overhead shower, a wash basin, and WC.
The rear garden is a standout featurelush, private and beautifully maintained. Surrounded by mature trees and hedging, it offers a peaceful retreat from city life and a perfect setting for outdoor dining, family gatherings or simply enjoying the seasons. There is also a paved patio area and a lawn stretching the full length of the garden. The front of the house has its own private driveway with enough space for up to 3 vehicles.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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